Tourist booklet.Soft covered book of eighty pages. Includes fold out map of Ballarat and illustrations such as Sturt Street, Ballarat Town Hall, Ballarat East Town Hall, Lake Wendouree, Botanical Gardens, statues, Ballarat Grammar School, Ballarat College, St Patrick's College, Ballarat Agricultural High School, Ballarat School of Mines and Industries, Bo Peep Falls, Cobb and Co., Lal Lal Falls.churches, education, schools, gold, ballarat, mining, tourism, railway, craig's hotel, cobb and co, wallace buter factory, the taffy king, eureka stockade, gordon brothers big store, ballarat east town hall, ballarat brewing company, lake wendouree, lake view hotel, ballarat botanical gardens, statues, boer war monument, club hotel, ballarat east gardens, new imperial gold mine, camp hotel, lal lal falls, bo beep creek

Dr George Clendinning and others were trustees of the Church of England (St Paul's) A number of enlargements of the Ballarat East maps. .4) Bakery Hill, Humffray Street, Victoria Street, Ballarat Youth Council .5) Specimen Vale, Victoria Street, Eureka Street, Housing Commission .10) - Tomber Reserve, York Street, Spencer Street, Bennett Street, Wilson Street, Rodier Street, Richard Street, Fussell Street, Turpie Street, Stockade Street, Ballarat Rifle Range Lal La Street, Clayton Street, Eureka Street Sheet 2 - Yarrowee Creek, High Street, Dinney's Dam, Binney Street, Oliver Street, Humffray Street, Morres Street, Finch Street, Scotts Parade, Rice Street, HOrnby Street, Queen Street, Newman street, King Street, Napier Street, Sim Street. Sheet 3 - Russell Square, Victoria Street, Orphan Asylum, Ballarat Orphanage, Lofven Street, Haines Street, Yarrowee Creek, Ching Who Coey, Chinese, Stawell Street, Rice Street, Lane Street, Humffray Street, Nelson Street, Coffield Street, Morres Street, Western Highway, Rodier Street, Scott Parade, Canterbury Street Sheet 4 - Orphan Asylum, Ballarat Orphanage School, Fortune Street, Scotts Parade, Water Street, Ritchie Street, Humffray Street, Brophy Street, Thompson Street, Victoria Street,Humffray Street Church of England Reserve, Strickland Parade. Mount Xavier Recreation Reserve, Charlesworth Street Catholic Church Reserve. Sheet 5 - Western Highway, Mount Street, Fortune Street, Finlay Street, Jones Street, Ryan Street, Water Street, Brandbury Street, Humffray Street. Sheet 6 - Barkly Street, Ebden Street, Grenville Street, Cameron Street, Peel Street, Young Street, Victoria Street, Steinfeld Street, Haymes Street, Bond Street, Anderson Street, Eastwood Street, Mair Street, East Street, Haymes Crescent Sheet 7 - Murphy Street, Queen Street, Dyte Parade, Princes Street, Midland Highway, York Street, Dodds St, Wilson St Otway Street, Specimen vale, King Street, Gray Street, Little Dodds Street, Eureka Street. Sheet 9 - Richards Street, Fussell Street, Stockade Street, Orphan Asylum, Ballarat Orphanage, Elford Street, Russell Street, Ross Street, Charlesworth Street, Lalor Street, Stockade Street, Wilson Street, York Street, Eureka Street Sheet 10 - Eureka Street, York Street, Elford Street, Wilson Street, Mount Street, Turpie Street, Timber Reserve, Mount Xavier Sheet 11 - Yarrowee Creek, Humffray Street, Barkly Street, Morton Street, Cobden Street, Morton Street Wesleyan Church, Pryor Street, Albion Street, Bradshaw Street, Ballarat Woollen Mills, Tannery, Mount Pleasant. Sheet 12 - Magpie Street, Grant Street, Gladstone Street, Cobden Street, Fraser Street, Grenfell Street, Robertson Street, Bond Street, Barkly Street, Vine Street, Sovereign Hill, Ballarat Observatory, Pearce Street, Bond Street. Sheet 13 - Murphy Street, Larter Street, midland Highway, Geelong Road, gales Street, Lal Lal Street, Clayton Street, Dodds Street, Elsworth Street Sheet 14 - Eureka Street, Eureka Stockade Memorial Park, Eureka Stockade Reserve. York Street, Joseph Street, Kline Street, Charlesworth Street, Chamberlain Street, Trevor Street, Belford Street, Queen Street, Murray Street, Eureka Tiles, Orphan Asylum, Ballarat Orphanage. Sheet 18 - Scotts Parade, Stawell Street, Fortune Street, Victoria STreet, Railway Line, Haines Street, Eureka Street, Elford STreet, Brophy Street, York Street, Clayton Street, Elsworth Street, Barkly Street, Humffray Street, Midland Highway, Princes Street ballarat youth council, ballarat east, bakery hill, humffray street, victoria street, st paul's anglican church, humffray street state school

Bound copies of the Ballarat School of Mines Students' Magazine, 1898-1901 Vol 1, No. 1, September 1898 * News and Notes (Ballarat School of Mines Museum, J.F. Usher, New British Pharmacopoeia, excursion to Bendigo) * History of the Ballarat School of Mines * Current Topics (Federation, Gladstone, Anglo-American Alliance) * Of Custom * Discovery of Coolgardie * Mining Notes(Clunes, Pitfield, Birthday Mine, Western Australia, Transvaal, Mt Bischoff, Rand Drill Co.) * From the Journals * The Societies - (Student Association, Ballarat Field Club and Science Society, Ballarat Photographic Club) * Original Poetry * Sports * Students' Association Committee Meetings * On the Increase of Temperature of the Earth With Increased Depth Vol 1, No. 2, October 1898 * Notes about some of the Past Students (E.M. Weston, J.A. Porter, H.R. Sleeman, G.E. Sander, B.C.T. Solley, T. Rhys, C. Burbury, D. McDougal, J. Matsen) * Excursion to Daylesford, p.3 * History of the Ballarat School of Mines (continued) * The Soudan * Greater Melbourne * Image of J. Hopkinson, electrical engineer killed ascending the Alps * What is Science * Mining Notes (Pitfield Plains, Victoria United G.M.Co., Lithgow, Avoca, great Cobar, Mt Whycheproof) * Student's Association (women's franchise) * Sports Vol 2, No. 1, March 1899 * News and Notes * History of the Ballarat School of Mines (continued) * Notes of Victorian Geology, 1. Granites, by Thomas S. Hart * Sir William Crookes * Summaries and Notes from the Mining Journals * Students' Association * Sports * The Bush Assayer * Solubility of Gold-Silver Alloys in Potassium Cyanide * Correspondence Vol 2, No. 2, April 1899 * News and Notes (Smythesdale Excursion, New Buildings, A.S. Coyte, R.J. Allan) * History of the Ballarat School of Mines (Continued) * The New Students (J. Owen, A. Clayton Morrisby, A.S. Atkin, J. Alexander Reid, Alfred G. Johnston, L. Lowe, F.H. Dalton, W.M. Robertson, A. Hacke, H.L. Giles, W. Martin, E. Walshe, H.L. Krause, R. Sawyer) * Berringa by Oh'E Jay * Summaries and Notes from the Mining Journals * Mount Magnet to Victoria - A Long Bicycle Trip * 1898 Examination returns * Sports Vol 2, No. 3, May 1899 * Technical Education and the Proposed Affiliation of the Schools of Mines with the Melbourne University. * Laying of the Foundation Stone of the New Classrooms (now Administration Building). Alexander J. Peacock * News and Notes (Past Students - A.S. Lilburn, J.W. Sutherland, J. Richardson, E. Prendergast, J. Wallace, J. Kidd, J. Lake, Mathew Thompson), Coolgardie Exhibition. * Trip to Lal Lal * Students' Association * Summaries and Notes from the Mining Journals * Professor Henry Louis on Mining Education * Corrections Used in Chaining by C.W. Adams * The Black Horse Cyanide Plant * Sports * Completed List of 1898 Examinations Vol 2, No. 4, June 1899 * News and Notes * The Education Problem by D.N. McLean * A Few Hints on Histological Technique by Emil Gutheil * Summaries and Notes from the Mining Journals * Students' Association * A Visit to the Skipton Caves (Mount Widdern, Ormand Hill, volcano, Emu Creek, Mount Kinross, Mount Elephant, Mount Vite Vite, Mount Kinross, Mount Hamiston) * Mount Magnet To Victoria (cont) * The New Engines at the Ballarat Woollen Mills - includes image of the Compound 700 H.P. Engines constructed for the Ballarat Woollen Mills by Austral Otis Company and consulting engineers Monash and Anderson. * Sports * Original Poetry * Correspondence Vol 2, No. 5, July 1899 * News and Notes (E. Byron Moore, Visit to Britannia Gold Mine, J. Bryant, Visit to Last Chance Mine) * A Few Hints on Histological Technique (cont) by Emil Gutheil * Summaries and Notes from the Mining Journals * Professor Alfred Mica Smith (includes image) * Notes on Victorian Geology Part 2 The Trappean Rocks, by Thomas Hart * Origin of Diamonds * Hydraulic Mining by A.E.C. Kerr * Volcanoes by F.G. Bonney * Analytical Chemistry Notes by Daniel Walker * Some Things Out To Do * Sports * Correspondence Vol 2, No. 6, August 1899 *Summaries and notes from the Mining Journals * Some Regulations of the Academy of Mines at Freiberg * A visit to Mt Lyell Smelters * Professor Gilbert J. Dawbarn (includes image) * Air compressor and Transmission of Power by Compressed air by A.E.C. Kerr * Chemistry Notes by Daniel Walker * Mineralogical Notes, Ballarat by Thomas S. Hart * Kalgurli Gold Mines, W.A. * OUr New Lab Vol 2., No 7, September 1899 * Summaries and Notes from the Mining Journals * Some recent Steam Plants at Bendigo by Gilbert Dawbarn * Professor Thomas Stephen Hart (includes image) * Students Association * Notes on Victorian Geology by Thomas Hart * Centrifugal Pumps * A New Chum's Experience by E.M. Weston Vol 2., No 8, October 1899 * The institute of Chemistry Examinations * A New Method of Qualitative Chemical Analysis by Emil Gutheil * Steam Engine Valves and Valve-Gears by Gilbert Dawbarn * Daniel Walker (includes image) * Notes on Victorian Geology by Thomas Hart * Cyaniding Cripple Creek Tellurides (Metallic Extraction Company) * Notes on Two Ballarat Gravel Pumping Plants, G.A. Wilberforce (Eureka Jennings Co and Yarrowee Sluicing Co) * History of the School of Mines (concluded) Vol 3., No 1, March 1900 * A Journey from Natal to Mashomaland with the British Police * A Plea for Research * New Caledonia by C.A.M. Deane * Notes of Victorian Geology - Lower Palaeoroic Rocks by Thomas Hart * Mt Bischoff Mine and Mill * Summaries and Notes from the Mining Journals * Things we Eat and Drink * Farewell to A.S. Coyte Vol 3., No 1, March 1900 * Mining Education * Model Locomotive made by the apprentices of the Phoenix Foundry, p2 * Glimpses of Rhodesian Police Camp Life * New Caledonia (continued) * Summaries from the Mining and Engineering Journals * Boot and Saddle Vol 3., No 3, May 1900 * A Students' Common Room * Geological Excursion to Hardie's Hill * Notes on Victorian Geology by Thomas Hart * The Planet Venus by John Brittain * Summaries and Notes from the Australian Mining Standard * The Assay Ton * Zeehan Smelters * Electrical Notes by Ohe Jay * Trop of the Cricket Club to Stawell * Students' Association * Solid Hydrogen Vol 3., No 4, June 1900 * The Minister of Mines on Mining Education (Minister A.R. Outtrim) * Lal Lal Geology Trip (Thomas Hart) * Rifle Club now defunct, pg 3 * A Contribution to the Mining Geology of Kalgoorlie, W.A. by Ferdinand Krause (includes cross sections) (Wood's Point, Rand, Johannesburg, South Africa, Gaffney's Creek, Walhalla, Shady Creek, Sago Hill at Cardigan, Bunbury) * Summaries and Notes from the Australian Mining Standard (Buninyong Estate Mine) * Monthly Progress Reports of the Geological Survey * Electrical Notes by John M Sutherland (Telagraphone, phonograph, telephone receiver) * Students' Theatre Party (Gordon Todd, Ohe Jaeger, C.S. Wakley) * Opening of the New Buildings - Ministerial Speeches (Outtrim, W.H. Irvine, New Mining Laboratory, Old Chemistry Building, Battery, Model Mine) * Students' Association * Relief of Mafeking * A Critic Criticised * Things We Eat and Drink by Ohe Jay - Oatmeal, Coffee and Cocoa. Vol 3., No 5, July 1900 * Research * Adelaide Varsity Students at Ballarat * The Manchester-Liverpool Mono Railway * Students Association * *A Contribution to the Mining Geology of Kalgoorlie, W.A. by Ferdinand Krause (continued) (includes cross-sections) * Motive Power, address by Charles A. Parsons * Summaries and Notes from the Australian Mining Standard * Sugar Manufacturing by Sugna * Great Creswick Hydraulic Sluicing Plant (THomas Hart, Ballarat School of Mines Mining Class visit) * Reminiscences of a Students Life in Germany * Football - Ballarat School of Mines v Geelong Grammar School (Australian Rules Football) Vol 3., No 6, August 1900 * Cheap Mine Management * Library * Bendigo School of Mines, pg 3 * Notes on Ore Dressing by T, Vincent, Manager The Zeehan (Tas) Silver-Lead Mines Ltd) * Motive Power * Notes on Broken Hill - Its Mines and Minerals by J. Williams * The Concert * Summaries and Notes from the Australian Mining Standard * The Dandy Duke's Dreadful Demise * The Road Race Vol 3., No 7, September 1900 * Michaelmas Excursion (Melbourne University, Prof Kernot, Applied Mechanics) * Injury to School Property * Return of E. Ditchburn (Boer War) * Mt William Gold-Field visit, pg 3 * The Stoping of Wide Lodes by J.V. Lake (includes cross sections) * Summaries of Notes from the Australian Mining Standard * Notes on Broken Hill Part 2- Its Mines and Minerals by W.J. Williams * Motive Power from the Waves * Electrical Notes * Some Account of Italian Mining (Sarinia, Sicily, Peidmont, Lombardia) by Candido Maglione * Students Association * Should Women Have the Vote by Frank Bessemeres * The School Theatre Parly * Past Students * Poetry * Football * Surveying Rules Vol 3., No 8, October 1900 * Ballarat School of Mines Associateship * An Engineering Laboratory * Students' Practical Work * Notes on Broken Hill Part 3 by W.J. Williams * The Lake View Consols by F.S. Earp - Battery Treatment of Sulpo-Telluride Ore * Neglected Mineral Fields - Eurowie and Warrata * A Glimpse Ahead * News and Notes * A.W. G. McPherson, Boer War * Students Association * Ballarat School of Mines Melbourne Excursion to the Government Electric Lighting Station, Austral-Otis Co, Working Mens College * Ballarat School of Mines Concert in Aid of Soldiers Statue Balance Sheet * Football * Cricket Vol 3., No 8b, November 1900 * Position of the Ballarat School of Mines with Regards to Mining Education * Age Limit * Entrance Examination * Presentation t0 Professor Alfred Mica Smith * Image of a Group of Old Ballarat School of Mines Students in Coolgardie and Kalgoorlie. * Students Association Vol 4., No 1, March 1901 * Espirit De Corps * A few Notes on the Testing of Explosives * Round About Inverell, NSW by F. and J. Mawl * On the Choice of Drawing Instruments * Summaries and Notes From the Technical Journals * Annual Examinations 1900 * New Students * Sporting Notes * The Vale of Coolgardie Mine, Bonnievale, W.A. by G. Stephen Hart * News and Notes (Kerr Grant, C.L. Nash, R. Gordon Todd, Vial) * Editorial Notices Vol 4., No 2, Second Term 1901 * The Metallurgical Treatment of Sulpho-Telluride Ores by L.W. Grayson * Some Metallurgical Difficulties of Aluminium * Diehl's Sulphide Process by A.E. C. Kerr * A Californian Gold Mine by A.E. C. Kerr * New Express Locomotives for the Victorian Government (Phoenix Foundry) * An Excursion to Geelong (Electric Light and Traction Company of Australia) * The Linkenback Table for our New Mining Laboratory (Humboldt Company of Colgne) * Death of Thomas Bath * The Late Alfred G. Johnson (Boer War) * An Introduction to Natural Science by Emil Gutheil * The First Annual School Sports Meeting * Concert in Aid of Magazine Funds * The Men That Made the Concert (C.E. Denniston, W.H. Chandler, Mr White, William Litte Jnr, Marriott, Giles McCracken) * Sports * News and Notes Vol 4., No 2, Third Term 1901 * Bagging-Up - A Sketch * Concentration of Difficult Silver-Lead Ores * Estimation of Chlorine, Bromine and Iodine by D. Runting * Summaries of Notes from teh technical Journals * Notes on the Use and Care of Platinum Ware Common Sense * The Machinery at the Tasmania Gold Mine, Beaconsfield, Tasmania * Mining at Walhalla - The Long Tunnel Mine * Past Students * Mapping our of Agricultural Areas, etc, In Dense Vine Lands, North Queensland by R.A. Suter * News and Notes * Concert Balance Sheet e.m. weston, robert brough smyth, mcdougall, bruce, charles burbury, harrie wood, graham j. hopwood, emil gutheil, daniel walker, thomas hart, thomas stephen hart, m. hacker, schnitzler, f.a., ditchfield, l.h, alfred e.c. kerr, charles harvey, campbell, joseph bryant, campbell & ferguson, gilbert j. dawburn, irving, g.b., kerr, a.e.c., john walter sutherland, william robertson, herbert l. krause, alfred mica smith, binh pham, crosbie, d. jack, ditchburn, j., james hiscock, alfred johnston, reid, j.a., kidd, john, james bonwick, james, j.p, overall, d, e.h salmon, gaynor marquand, williams, w.w., williams, william, deane, c.m., vincent, tom, phillips, g.e., hart, d.w., jarnail suingh, rowlands, e., ferdinand m. krause,, easterby, f.l, parsons, r.g., partington, j.r., vial, s.b., meadows, h, atkins, arthur, john braisted burdekin, w.h. corbould, ditchburn, john, hill, john, otto e. jager, mcpherson, g.t, nicholls, c, thom, j.m., crafter, stewart, john brittain, peter lalor, hardy - commissioner, thomas bath, alf johnston, charles campbell, nash, llewellyn, watson, m.a, gardener, eddie, adamson, s.g, alford, l.c, allen, r.j, arthur, d.w.b., burge, a., willia, cairncross, cooper, i, maurice osric copland, maurice copland, dickinson, s., doepel, dunstan, john, loveday dunstan, eeles, terri, flegeltaub, israel, fletcher, a, fyrar, peter, kerr grant, w.kerr, green, gary, betty harris, harris, c.m., hay, a.l., hearn, hill, martin, james, david, johnston, alfred g, kilner, marion, kingston, thomas, lewin, f.c.k., lilburne, arthur m, linahan, colin, macready, w.h, major birlefco, markwald, henry, mccaffrey, mcfarlane, kaye, mciver, s.k, mellins, b, morton, felicity, w. kenneth moss, ken moss, nash, c.w., nash, neville, nickolls, berkeley, osborne, percy, philp, e., playford, william, reid, e, roberts, gordon, ross, f.c., royce, phillip, sawyer, basil, stewart, r.c., todhunter, i, vaisey, a., vincent, john, vinden, sue, wakley, cecil, watt, james, westcott, lewis, charles w. whyte,, vial, s browning, ballarat school of mines students in coolgardie and kalgoorlie, coolgardie, kalgoorlie, claude maitland, a.l. hay, a.s. lilburne, latham watson, arthur kildahl, thomas copeland, f.a. moss, w.a. hearman, cardoc james, alexander fraser, e.o. watt, g.m. roberts, j.j. dunstan, h.v. moss, j.a. hill,, john dunstan, c.m. harris, william h. corbould, j.w. sutherland, ballarat photographic club, ballarat field naturalists club, ballarat field club and science society, photography, geology, excursions, last chance mine, tasmania gold mine, beaconsfield, tasmania, rand, south africa, mount lyell, ballarat school of mines student excursion to mount lyell, h.l. krause, ferdinand krause, krause, hardie's hill, hardie's hill excursion, lal lal, lal lal excursion, lal lal geology excursion, smythesdale, smythesdale excursion, soudan, south african miners, south star mines, wynne and tregurtha battery, ananconda copper mining, arizona copper mining, boiler plates, british guinea, butte copper smelter, daylesford geology camp, daylesford excursion, diehl process, electric power house ballarat, electric pumps, geelong rope factory, gympie, golden horseshoe estate, c johnstone, jack nichol, c. macgennis, alec saunders, alfred g. johnstone, graeme jolly, william purdie, john mann, maxwell l gaunt, sale school of mines, freiberg school of mines, schools of mines, railway locomotive

School Council, Members of Staff, Editorial, Fumes from the Lab, Ancient Craft Classes and the Apprenticeship Question, Magazine Editorial Staff, The Trip to Bradshaw's Creek, Arts & Crafts Gossip, In Memoriam - E. J. Cannon, Echoes of the Past, The Haunted Tram Car, Old Boys', Sport, Shun!! Military Notes, The Junior TechsBlue soft covered magazine of 62 pages.ballarat school of mines, magazine, f. maxwell, n. turnbull, g. procter, e. seimering, l. tonkin, w. carrol, h. smith, r. cox, j. a. greenshields, jnr, r. o. buchanan, l. vernon, a. bowman, w. h. steane, n. henry, r. dale, e. j. cannon, ted cannon, lance-corporal e. j. cannon, charles w. whyte, patrick s. anderson, william t. sayer, william f. m. johnson, robert m. sergeant, harold t. w. dixon, harrie wilson, ernest s. morsehead, carl jensen, corpl. r. sergeant, sergt. h. dixon, q.m.s. t. wilkins, captain james fairbairn fairley, sergt. e. morshead, sergt. hy. wilson, lieut. l. c. blick, f. g. procter, f. g. davies

In 1867 Frenchman, Joseph Monier patented reinforced concrete horticultural troughs. In 1873 this process was extended to iron reinforced bridges with the first bridge built in 1875. In Australia, Sir John Monash of Monash and Anderson company, originally built 8 Monier bridges in Bendigo all single arch except Weeroona Ave., which was a double arch. Six of these remain.Black and white photograph. Steam rollers appears to have collapsed from a Monier bridge with men investigating amidst the rubble with one steam roller remaining on the bridge, and another resting in a creek underneath. Photograph by W. H. Robinson. Photograph mounted on cream-coloured card.Written on the front in black ink 'May 1902.'monier bridges, bendigo creek, accidents

Front cover has photograph of clock tower in parkland and back cover with historic photograph of Ringwood - 282 pages including indexnon-fiction

Plan of subdivision of 321.162 and 321.163 Metropolitan Avenue between Whitehorse (or Lilydale) Road and the railway in Nunawading.Plan of subdivision of 321.162 and 321.metropolitan avenue, nunawading, fargher, j.j., bond, j., bell, k., anderson, g., blackman, r., skinner, t., westwall, m., goodwin, george augustus, cornwall, i., hesketh, henderson, e., timms, m.a., tolson, horan, william, southey, land subdivision

Offices and showroom at Daniel Robertson has won Master Builders Association of Victoria Award for excellenceOffices and showroom at Daniel Robertsonrobertson, daniel, master builders association of victoria, anderson construction group, brickworks

Premier of Victoria, Jeff Kennett, plants a tree at the opening of Whitehorse Civic CentrePremier of Victoria, Jeff Kennett, plants a tree at the opening of Whitehorse Civic Centrekennett, jeff, anderson, richard, whitehorse civic centre

Opening of Whitehorse Civic Centre by Premier of Victoria, Jeff KennettOpening of Whitehorse Civic Centrewhitehorse civic centre, nunawading civic centre, kennett, jeff, city of whitehorse, anderson, richard, seamer, peter

Interview with Susan Anderson, Mayoress of City of Whitehorse, 1997 by Alison McClelland of Whitehorse Gazette.Interview with Susan Anderson, Mayoress of City of Whitehorse, 1997 mayors, anderson, susan, richard, city of whitehorse

Certificate of Title in the name of Andrew Bruce Anderson, dated 12 June 1958.anderson, andrew bruce, athol court, blackburn, lynch, john thomas, phyllis lydia, commonwealth trading bank of australia, holden hotels pty ltd, carlton and united breweries ltd

Council circular in the form of a letter from the Mayor, Cr. Richard Anderson, notifying the change in the rating system from Site value to Capital Improved Value.Council circular in the form of a letter from the Mayor, Cr. Richard Anderson. Notifying the change in the rating system from Site value to Capital Improved Value.city of whitehorse, anderson, richard, rates