This Banks' Agreement refers to one of several agreements made between the Warrnambool and district bank Managers not to exceed the stated rates of interest. The first section of the Agreement is dated 5th February 1877 and the last date is 15th May 1879. The Banks agreed to specific interest rates for fixed deposits and the terms of those deposits. The first page refers to a previous Agreement being terminated on 14th August 1875. A document from the ANZ Bank, Melbourne, refers to another Agreement dated 2nd April 1879. A transcription of the Banks' Agreement is attached to this record. The four banks subscribing to the Agreement are: - Bank of Australasia Bank of Victoria Colonial Bank of Australasia National Bank of Australasia The Bank of Australasia was incorporated by the Royal Charter of England in March 1834. The bank began in Australia on 14th December 1835, opening in Sydney. The Acting Superintendent of the bank at that time was David Charters McArthur. He was Superintendent from 1867 to 1876. The Melbourne branch opened on 28th August 1838 in a two-roomed brick cottage on the north side of Little Collins Street, where two huge mastiff dogs were used at night to guard the bank. The government also provided an armed military sentinel. Due to the bank's rapid growth, a new building for the Melbourne branch was opened in 1840 at 75 Collins Street West. By 1879 the bank had been upgraded to a magnificent two-storey building on the corners of Collins and Queens Streets, with the entry on Collins Street. In 1951 the Bank of Australasia amalgamated with the Union Bank to form Australia and New Zealand Bank, now known as the ANZ. Then in 1970, the ANZ merged with both the ES&A and the London Bank of Australia to form the ANZ Banking Group Limited. The ANZ Banking Group Ltd kindly donated various historic items from the Bank of Australasia. BANK of AUSTRALASIA, WARRNAMBOOL – In 1854 Warrnambool had two banks, the Union Bank and the Bank of Australasia. Later, completely different bank businesses opened; in 1867 the National Bank of Australasia, then in 1875 the Colonial Bank of Australasia. The original Warrnambool branch of the Bank of Australasia was established in July 1854, and operated from a leased cottage on Merri Street, close to Liebig Street. The bank later bought a stone building previously erected by drapers Cramond & Dickson on the corner of Timor and Gibson Streets. Samuel Hannaford was a teller and then Manager at the Warrnambool branch from 1855 to 1856 and the Warrnambool Council chose that bank for its dealings during 1856-57. In 1859 Roberts & Co. was awarded the contract to build the new Bank of Australasia branch for £3,000. The land was on a sand hill on the northeast corner of Timor and Kepler Streets and had been bought in 1855 by investor James Cust. The new building opened on May 21, 1860. The bank continued to operate there until 1951 when it merged with the Union Bank to form the ANZ Bank, which continued operating from its Liebig Street building. Warrnambool City Council purchased the former Bank of Australasia building in 1971 and renovated it, then on 3rd December 1973 it was officially opened as the Art Gallery by Cr. Harold Stephenson and Gallery Director John Welsh. The Gallery transferred to the purpose-built building on Liebig Street in 1986 and the old bank building is now the Gallery Club. Staff at the Bank of Australasia in Warrnambool included the following men but others were also involved: Samuel Hannaford, Teller then Manager from 1855-1856; W H Palmer, Manager from January 1857 until November 1869 when the Teller Basil Spence was promoted to Manager; H B Chomley, Manager from April 1873 and still there in 1886; A Butt, Manager in 1895-1904; J R McCleary Accountant and Acting Manager for 12 months, until 1900; A Kirk, Manager 1904; J Moore, staff until his transfer to Bendigo in December 1908; J S Bath was Manager until 1915; C C Cox, Manager until April 1923; Richard C Stanley, Manager 1923 to April 1928. This Banks' Agreement has historical significance as it belonged to the Bank of Australasia which was established in Australia in 1835 by Royal Charter. One of the four parties of the Agreement was the Warrnambool branch, so the document is also a historical record of the financial agreements between similar institutions in the local area. The document is significant for its association with the Bank of Australasia in Warrnambool, the first bank in Warrnambool, established in 1854. The bank continued to operate until its merger in 1951 when it became the ANZ Bank, which is still in operation today. The Bank was an integral part of the establishment and growth of commerce in Colonial Warrnambool and throughout Australia.Document titled the Banks Agreement; a four-page document handwritten in black ink with a nib pen on heavy cream-coloured paper. The document describes the agreement between four banks local to Warrnambool and the district. It specifies interest rates for fixed deposits, the period of the deposits and the penalty for early withdrawal. It includes banks in Warrnambool, Belfast (now Port Fairy) and Koroit and is dated from February 1877 to May 1878. It has been signed by the Banks' Managers. The contents are an agreement not to exceed the stated rates of interest. This copy belonged to the Bank of Australasia, Warrnambool."Banks' Agreement" "Warrnambool" "Belfast" "Koroit" "5th February 1877" "17th February 1877" "16th May 1877" "6th May 1878" "14th May 1878" "15th May 1878"flagstaff hill, warrnambool, flagstaff hill maritime museum, maritime museum, commerce, banking, bank of australasia, australia & new zealand bank, anz bank, david charters mcarthur, banks' agreement, bank of victoria, colonial bank of australasia, national bank of australasia, belfast (now port fairy), koroit, fixed term deposits, interest rates, 1877, 1878, bills, promissory notes, current accounts

STATE SAVINGS BANK OF VICTORIA - NOW USED AS PRIVATE RESIDENCE.PHOTOGRAPH OF TWO STOREY STONE BUILDING OF ORIGINAL CLUNES STATE SAVINGS BANK IN FRASER STREET, CLUNES.STATE SAVINGS BANKlocal history, photography, photographs, state savings bank, banks, state savings

Clifton Banks is the name given to a bank on the Hopkins River Estuary, about one kilometre upstream from Proudfoots Boathouse. It is at the foot of the property, Clifton which dates from the 1850s. There are several works of art and photographs depicting Clifton Banks which date from the 19th and early 20th centuries. This oil painting is believed to be the work of Emma McGeorge, the wife of Canon Samuel McGeorge, the Vicar of Christ Church, Warrnambool form 1899 to 1905. It is surmised that Emma McGeorge was encouraged by the artist Mary Norman to take up painting as a pastime or to continue with her art interests. Emma McGeorge may have been a pupil of Samuel Pearce Fuller and Mary Norman. She was successful as an exhibitor and entrant in art exhibitions in Warrnambool in the early 1900s. She died in Warrnambool in 1933. This is a highly significant art work as it has artistic merit and is one of the depictions of Clifton Banks on the Hopkins River and so has historical value. It is an example of the high standard of art work that was being produced, especially by women, in the late 19th and early 20th centuries in Warrnambool. It was bought at an auction sale in Camperdown by Les O’Callaghan in 1997. This is an oil painting, probably by Emma McGeorge, on art board of Clifton Banks on the Hopkins River. It has a gilt wooden frame with multi-tiered highly-ornamented outer frames in a gold colouring. The lower frame is discoloured (perhaps by smoke from a fire place) and there is a small piece of wood missing on the lower frame. All the gilding is slightly discoloured. The back has been sealed with pasted paper and there are old tacks and old wire for hanging the picture. There is a label on the back from W. Hickford, the Warrnambool picture framer and handwritten information on the artist and the artwork by Les O’Callaghan.Front: ‘E.Mc.G.’ Back: ‘W. J. Hickford, Picture Dealer, Framer and Gilder, Liebig Street, Warrnambool, Mounting and Repairing, Old Frames Re-gilt, Oakley Printer’ ‘603’ clifton banks, emma mcgeorge, warrnambool, hopkins river estuary

Black and white photograph of a man and a woman on the banks of Lake Wendouree, Ballarat.ballarat, lake wendouree

Botinit Joseph Banks who voyaged to Australian on the vessel 'Endeavour' with Captain James Cook. james cook, botany bay, endeavour, tall ship, explorers, joseph banks

Black and white photograph of eroded creek banks Diamond Creek near Susan Street Elthamdiamond creek, eltham, susan street, erosion, george w bell collection

Pictured are the Bank of Australia, National Bank of Australasia and the National Bank.lydiard street north, buildings, streetscape, commerical, bank of australia, national bank of australasia

Two colour photographs of black and white original photographs showing Banks house at Research before and after fireresearch, houses

Ballarat History35mm B&W Kodak Panatomic X Filmballarat, banks, lydiard st, ballaarat

Ballarat History35mm B&W film. Unknown brandballarat, ballaraat, lydiard st, banks

Ballarat History35mm B&W film. Unknown brandballarat, ballaraat, lydiard st, banks

Ballarat History35mm B&W film. Unknown brandballarat, ballaraat, lydiard st, banks

Sir Joseph Banks The father of Australia Author: J H Maiden Publisher: Kegan Paul Trench & Co Date: 1909Label on spine cover with typed text RA 923.2 BAN Pastedown front endpaper has sticker from Warrnambool Mechanics Institute and Free Librarywarrnambool, shipwrecked-coast, flagstaff-hill, flagstaff-hill-maritime-museum, maritime-museum, shipwreck-coast, flagstaff-hill-maritime-village, shipwrecked-artefact, great ocean road, book, warrnambool library, warrnambool mechanics’ institute, mechanics’ institute library, victorian library board, warrnambool books and records, warrnambool children’s library, warrnambool public library, sir joseph banks, j h maiden

Christmas picnics at Heidelberg Golf Club - Edna Banks and childrenColour photograph and caption in albumheidelberg golf club, christmas picnics

Known as 'the gold book', this was published to celebrate the 50th anniversary of the opening of the Heidelberg Golf Club in 1928. It contains a short history of the club and interesting facts about the formation and development of the Club. Produced by HGC members Dick Banks and Greg Anderson.24p., illus. (some col.). Gold coloured coverheidelberg golf club

A short history celebrating the 50th year of the Heidelberg Golf Club. Produced by HGC members Dick Banks and Greg Anderson, and known as the 'gold book', this was published in 1978 to celebrate the 50th anniversary of the opening of HGC in 1928. It contains interesting stories about the formation and development of the Club.Describes the early days of the Club16p., Illus. (some col.). Gold coloured cover.heidelberg golf club, 50th year, greg anderson, dick banks