Historically this item is from the early to late 1890's. This Item documents the day to day commerce and financial transactions of a business in a regional centre of a rural district. It illustrates the greater degree of personal contact between bank staff and client, outside electronic money transfers and A.T.Ms. The personal activities especially in small towns between bank and customers made for a clearer and friendlier transaction interchange possibleThis item clearly details pre Federation banking and the important link with English law and commerce. Regional banking was very strong and the rural sectors provided the "wealth of the nation". This confidence was backed by the assurances of the Royal Charter and the financial strength of the British Homeland. The strong Pound Sterling was the currency of the "Empire"Discoloured white, hard cardboard book with brass clasp/clip early Pass book containing 45 pages. The page thickness is close to thin cardboard.No outside markings. Inside cover printed "The Bank Of Australia (Incorporated by Royal Charter, 1835)". Also Listed, the paid up capital, the reserve fund and regulatory information. The second page details the list of offices in Australia and the London office. Following pages credit debit information of typical bank Pass Book of "John Woodside No.2 A/Ccommerce, banking beechworth early accounting pre federation