This is the 125th annual report of the Old Colonists' Association of Ballarat, and includes a report from Margaret Rich, the first female president of the Association. Soft covered annual report feeaturing photographs of cottages in the Charles Anderson Grove Retirement Village.old colonists' association, old colonists' club ballarat, margaret rich, michael blenkiron, david pratt, stepehn carter, vincent braybrook, m.j. charles, david fawell, f.g. liston, andrew robson, jamie sleep, andrew tweedie