This Register of Mortgagees comes from the Warrnambool legal firm of Fletcher and Mackay which resulted from the merger of the firms of George Sutherland Mackay and James Fletcher in 1893. G.S. Mackay was a prominent resident of Warrnambool from 1891 to his death in 1926. In the 1920s Mr J. Taylor became a partner in the firm known then as Mackay and Taylor and the firm later known as Mackay Taylor was in operation until the 1990s at 131 Kepler Street. The Register of Mortgagees with dates ranging from 1908 to 1924 comes from the old Mackay Taylor offices in the Kepler Street building.This Register of Mortgagees is of some significance as it contains information on many families living in Warrnambool in the early 20th century, including those of Burleig, Swinton, Uebergang, Turland, Bates, Wood and Paton. The entries have social significance, showing the typical loans taken out at the time and the prevailing interest rates. This is a small quarto sized ledger containing 166 pages of a register of mortgagees. The pages have been printed with ruled red lines. The cover is bound with a black cover and a red spine. There are pages with alphabetical tabs at the start of the book. The entries are in black ink. There is one loose page which is an old envelope used as scrap paper to record names and amounts owing or paid. Front cover (paper pasted on) – ‘Register of Mortgagees’mackay taylor legal firm warrnambool mortgagees, warrnambool mortgagees, swinton, uebergang

These two ledgers contain details on mortgages in the Warrnambool district but the business person or persons associated with the ledgers is unknown. One ledger dates from 1913 to 1925 and the other from 1910 to 1926. The financial dealings of the mortgagees and mortgage brokers are listed in detail and many of the names in the ledgers are well-known historically and include Crisp, Coulstock, Coleston, Flett and Goldstraw. There are also some unfamiliar names worthy of research. These ledgers are of historical interest and have potential value to researchers of local history.These two ledgers have brown covers made of wood with a cloth covering. The pages are attached to the cover by metal inserts with screws and have alphabetical tabs. The pages have red and blue printed lines and handwritten entries in ink. mortgage ledgers warrnambool early 20th century, warrnambool history

This ledger appears to have been a mortgage document held by the law firm of Mackay Taylor and Co. with the evidence for this the presence of two loose sheets of paper in the ledger with that firm’s letterhead. Mackay Taylor was established in 1893 with the merger of the firms of George Sutherland Mackay and James Fletcher, independent practising lawyers at the time. The new firm became Fletcher and Mackay and later changed to Mackay and Taylor when J. McD. Taylor became a partner in the 1920s and the business was at 131 Kepler Street, with a new building erected in the late 1920s. The legal business closed in the 1990s with the mortgage section of the firm becoming Mackay Taylor Securities in 1990 (later Southern Securities). The ledger was recovered when the building was being cleared out and Percy Eccles, a real estate agent, handed it to the Warrnambool and District Historical SocietyThis ledger has considerable significance as an example of a law firm’s business activities in the mid 20th century. It also contains personal details of loans made to Warrnambool and district people and could be useful for research, with limited and supervised access to researchers because of the sensitive nature of the material contained therein.Ledger with leather covers and straps and metal sides; black covers are very worn leather alphabet tabs; handwritten entries for mortgagees and mortgagors and vendors and purchasers, 1938-1962; 3 loose sheetsKalamazoo Loose Leaf Books, 10/1/1938warrnambool, george sutherland mackay

This ledger lists the 1920s and 30s mortgages which were administered by the Warrnambool legal firm of Mackay and Taylor. This firm arose out of the merger of the legal businesses of George Mackay and James Fletcher in 1893 and the subsequent acquisition in the 1920s of a partner, J. Taylor, to make the firm, Mackay and Taylor. This firm with added partners survived until the 1990s. The list of mortgagees and mortgagors in the ledger are summaries of the transactions of the borrowings and repayments. The ledger has some significance as it contains the names of some mortgagors and mortgagees in Warrnambool in the 1920s and 30s and the information would be useful to researchers.This is a ledger (foolscap size) with a bound blue cover with red binding on the spine. The red binding is in poor condition. The pages have alphabetical tabs and there is one set of 5 loose pages listing mortgages expiring in and before 1930. Entries are handwritten in blue ink. Inside front cover: ‘Register of’ Spine: ‘Register of Mortgages’ mackay and taylor, warrnambool mortgages 1920s and 30s