This Banks' Agreement refers to one of several agreements made between the Warrnambool and district bank Managers not to exceed the stated rates of interest. The first section of the Agreement is dated 5th February 1877 and the last date is 15th May 1879. The Banks agreed to specific interest rates for fixed deposits and the terms of those deposits. The first page refers to a previous Agreement being terminated on 14th August 1875. A document from the ANZ Bank, Melbourne, refers to another Agreement dated 2nd April 1879. A transcription of the Banks' Agreement is attached to this record. The four banks subscribing to the Agreement are: - Bank of Australasia Bank of Victoria Colonial Bank of Australasia National Bank of Australasia The Bank of Australasia was incorporated by the Royal Charter of England in March 1834. The bank began in Australia on 14th December 1835, opening in Sydney. The Acting Superintendent of the bank at that time was David Charters McArthur. He was Superintendent from 1867 to 1876. The Melbourne branch opened on 28th August 1838 in a two-roomed brick cottage on the north side of Little Collins Street, where two huge mastiff dogs were used at night to guard the bank. The government also provided an armed military sentinel. Due to the bank's rapid growth, a new building for the Melbourne branch was opened in 1840 at 75 Collins Street West. By 1879 the bank had been upgraded to a magnificent two-storey building on the corners of Collins and Queens Streets, with the entry on Collins Street. In 1951 the Bank of Australasia amalgamated with the Union Bank to form Australia and New Zealand Bank, now known as the ANZ. Then in 1970, the ANZ merged with both the ES&A and the London Bank of Australia to form the ANZ Banking Group Limited. The ANZ Banking Group Ltd kindly donated various historic items from the Bank of Australasia. BANK of AUSTRALASIA, WARRNAMBOOL – In 1854 Warrnambool had two banks, the Union Bank and the Bank of Australasia. Later, completely different bank businesses opened; in 1867 the National Bank of Australasia, then in 1875 the Colonial Bank of Australasia. The original Warrnambool branch of the Bank of Australasia was established in July 1854, and operated from a leased cottage on Merri Street, close to Liebig Street. The bank later bought a stone building previously erected by drapers Cramond & Dickson on the corner of Timor and Gibson Streets. Samuel Hannaford was a teller and then Manager at the Warrnambool branch from 1855 to 1856 and the Warrnambool Council chose that bank for its dealings during 1856-57. In 1859 Roberts & Co. was awarded the contract to build the new Bank of Australasia branch for £3,000. The land was on a sand hill on the northeast corner of Timor and Kepler Streets and had been bought in 1855 by investor James Cust. The new building opened on May 21, 1860. The bank continued to operate there until 1951 when it merged with the Union Bank to form the ANZ Bank, which continued operating from its Liebig Street building. Warrnambool City Council purchased the former Bank of Australasia building in 1971 and renovated it, then on 3rd December 1973 it was officially opened as the Art Gallery by Cr. Harold Stephenson and Gallery Director John Welsh. The Gallery transferred to the purpose-built building on Liebig Street in 1986 and the old bank building is now the Gallery Club. Staff at the Bank of Australasia in Warrnambool included the following men but others were also involved: Samuel Hannaford, Teller then Manager from 1855-1856; W H Palmer, Manager from January 1857 until November 1869 when the Teller Basil Spence was promoted to Manager; H B Chomley, Manager from April 1873 and still there in 1886; A Butt, Manager in 1895-1904; J R McCleary Accountant and Acting Manager for 12 months, until 1900; A Kirk, Manager 1904; J Moore, staff until his transfer to Bendigo in December 1908; J S Bath was Manager until 1915; C C Cox, Manager until April 1923; Richard C Stanley, Manager 1923 to April 1928. This Banks' Agreement has historical significance as it belonged to the Bank of Australasia which was established in Australia in 1835 by Royal Charter. One of the four parties of the Agreement was the Warrnambool branch, so the document is also a historical record of the financial agreements between similar institutions in the local area. The document is significant for its association with the Bank of Australasia in Warrnambool, the first bank in Warrnambool, established in 1854. The bank continued to operate until its merger in 1951 when it became the ANZ Bank, which is still in operation today. The Bank was an integral part of the establishment and growth of commerce in Colonial Warrnambool and throughout Australia.Document titled the Banks Agreement; a four-page document handwritten in black ink with a nib pen on heavy cream-coloured paper. The document describes the agreement between four banks local to Warrnambool and the district. It specifies interest rates for fixed deposits, the period of the deposits and the penalty for early withdrawal. It includes banks in Warrnambool, Belfast (now Port Fairy) and Koroit and is dated from February 1877 to May 1878. It has been signed by the Banks' Managers. The contents are an agreement not to exceed the stated rates of interest. This copy belonged to the Bank of Australasia, Warrnambool."Banks' Agreement" "Warrnambool" "Belfast" "Koroit" "5th February 1877" "17th February 1877" "16th May 1877" "6th May 1878" "14th May 1878" "15th May 1878"flagstaff hill, warrnambool, flagstaff hill maritime museum, maritime museum, commerce, banking, bank of australasia, australia & new zealand bank, anz bank, david charters mcarthur, banks' agreement, bank of victoria, colonial bank of australasia, national bank of australasia, belfast (now port fairy), koroit, fixed term deposits, interest rates, 1877, 1878, bills, promissory notes, current accounts

State Electricity Commission of Victoria. Investor ref. no. 604025, your present investmernt in iscribed stock in the loans concerned is shown below: a table with the different loans, interest rate, maturity date, amount follows.organization, public utility, electricity company

This exchange note was issued by the Bank of Australasia to Mr N A Coleman for one hundred pounds paid n 14th October 1847 at the Sydney branch. The interest rate was three per cent. This exchange note displays the insignia of the Bank of Australasia, which was incorporated by Royal Charter of England in March 1834. The bank began in Australia on 14th December 1835, opening in Sydney. The Acting Superintendent of the bank at that time was David Charters McArthur. He was Superintendent from 1867-to 1876. The Melbourne branch opened on 28th August 1838 in a two-roomed brick cottage on the north side of Little Collins Street, where two huge mastiff dogs were used at night to guard the bank. The government also provided an armed military sentinel. Due to the bank's rapid growth, a new building for the Melbourne branch was opened in 1840 at 75 Collins Street West. By 1879 the bank had been upgraded to a magnificent two-storey building on the corners of Collins and Queens Streets, with the entry on Collins Street. In 1951 the Bank of Australasia amalgamated with the Union Bank to form the Australia and New Zealand Bank, now known as the ANZ. Then in 1970, the ANZ merged with both the ES&A and the London Bank of Australia to form the ANZ Banking Group Limited. The ANZ Banking Group Ltd kindly donated a variety of historic items from the Bank of Australasia. BANK of AUSTRALASIA, WARRNAMBOOL – In 1854 Warrnambool had two banks, the Union Bank and the Bank of Australasia. Later, completely different bank businesses opened; in 1867 the National Bank of Australasia, then in 1875 the Colonial Bank of Australasia. The original Warrnambool branch of the Bank of Australasia was established in July 1854, and operated from a leased cottage on Merri Street, close to Liebig Street. The bank next bought a stone building previously erected by drapers Cramond & Dickson on the corner of Timor and Gibson Streets. Samuel Hannaford was a teller and then Manager at the Warrnambool branch from 1855 to 1856 and the Warrnambool Council chose that bank for its dealings during 1856-57. In 1859 Roberts & Co. was awarded the contract to build the new Bank of Australasia branch for the sum of £3,000. The land was on a sand hill on the northeast corner of Timor and Kepler Streets and had been bought in 1855 from investor James Cust. The new building opened on May 21, 1860. The bank continued to operate there until 1951 when it merged with the Union Bank to form the ANZ Bank, which continued operating from its Liebig Street building. Warrnambool City Council purchased the former Bank of Australasia building in 1971 and renovated it, then on 3rd December 1973 it was officially opened as the Art Gallery by Cr. Harold Stephenson and Gallery Director John Welsh. The Gallery transferred to the purpose-built building in Liebig Street in 1986 and the old bank building is now the Gallery club. Staff at the Bank of Australasia in Warrnambool included the following men but others were also involved: Samuel Hannaford, Teller then Manager from 1855-1856; W H Palmer, Manager from January 1857 until November 1869 when the Teller Basil Spence was promoted to Manager; H B Chomley, Manager from April 1873 and still there in 1886; A Butt, Manager in 1895-1904; J R McCleary Accountant and Acting Manager for 12 months, until 1900; A Kirk, Manager 1904; J Moore, staff until his transfer to Bendigo in December 1908; J S Bath was Manager until 1915; C C Cox, Manager until April 1923; Richard C Stanley, Manager 1923 to April 1928. The bank exchange note has significance through its association with the Bank of Australasia. The early Australian bank was established in 1834 by Royal Charter and opened in Sydney, Australia, in Sydney in 1835. The bank had many Australian offices in November 1877, particularly on the east and south coasts. Victoria had 45 percent of all Offices. The object is locally significant for its association with the Warrnambool Bank of Australasia, which was established in 1854. It was Warrnambool Council’s first bank. The bank continued to operate until the organisation's merger in 1951 when it became the ANZ Bank Group today. The Bank was an integral part of the growth of local commerce and the community.Bank exchange note for the Bank of Australasia, Sydney, manufactured by Perkins, Bacon and Perch, printed in brown. Insignia depicts a heraldic shield with a lion and unicorn on either side and another insignia with "B of A". Exchange note paid on 14th October 1847. Issued for one hundred pounds and paid to Mr N A Coleman.. Inscriptions include the document number, the date, the amount paid, the receiving person, signatures and a stamp with the interest rate.Handwritten number "15101" "One hundred pounds" "14th October [18] 47" "Mr N A Coleman" Black stamp "ISSUED AT 3 PR CENT PREMIUM" Signatures of [Manager] and [Accountant].flagstaff hill, warrnambool, shipwrecked-coast, flagstaff-hill, flagstaff-hill-maritime-museum, maritime-museum, shipwreck-coast, flagstaff-hill-maritime-village, banknote, currency, exchange note, commerce, banking, finances, bank of australasia, n a coleman, 1847, shipwrecked coast, flagstaff hill maritime museum, maritime museum, shipwreck coast, flagstaff hill maritime village, great ocean road, boa, union bank, australia & new zealand bank, anz bank, david charters mcarthur, d c mcarthur, sydney, new south wales, legal tender

Application for Loan on Mortgage. Messrs Allsop & Co., View Point, Sandhurst. Application has space for name, occupation, amount of Loan, number of years, interest rate, Where, number of Allotment, Section, parish or County, Area, Leasehold or Freehold. Applicants opinion as to value of Land alone. Number of Acres under Cultivation. How Land is watered. State Shire Valuation, Description of Buildings and materials used, Fences, Improvements. Application for Loan on Mortgage. Messrs Allsop & Co., View Point, Sandhurst. Application has space for name, occupation, amount of Loan, number of years, interest rate. Where, number of Allotment, Section, parish or County, Area, Leasehold or Freehold. Applicants opinion as to value of Land alone. Number of Acres under Cultivation. How Land is watered, State Shire Valuation, Description of Buildings and materials used, Fences, Improvements. Is applicant in occupation of Property, if not who is, and at what Rental. Are Buildings Insured, if so, what amount. Is the Property encumbered, is so, to what amount. Present marketable value of the whole, and names and addresses of two references. Authorization to deduct from the advance the costs of the Mortgage and Charges on obtaining the Loan. Note at the end - A Government plan, or sketch showing the position of the land and written valuation from an acknowledged Valuer. On the back is space for a Valuator's Report and a note to the Valuators, also a Proposal for Loan on Mortgage with details of the loan. Date on the form is 188-.business, stockbroker, kelly & allsop, kelly and allsop collection - application for loan on mortgage, allsop & co.

On 12 January, the World Health Organization (WHO) confirmed that a novel coronavirus was the cause of a respiratory illness in a cluster of people in Wuhan City, Hubei Province, China, who had initially come to the attention of the WHO on 31 December 2019. On 3 March, the Reserve Bank of Australia became the first central bank to cut interest rates in response to the outbreak. Official interest rates were cut by 0.25% (25 base points) to a record low of 0.5%. On 12 March, the Federal Government announced a A$17.6 billion stimulus package, the first since the 2008 GFC. he package consists of multiple parts, a one-off A$750 payment to around 6.5 million welfare recipients as early as 31 March 2020, small business assistance with 700,000 grants up to $25,000 and a 50% wage subsidy for 120,000 apprenticies or trainees for up to 9 months, 1 billion to support economically impacted sectors, regions and communities, and $700 million to increase tax write off and $3.2 billion to support short-term small and medium-sized business investment. On 16 March, Premier Dan Andrews and Minister for Health Jenny Mikakos declared a state of emergency for Victoria for at least four weeks. On 19 March, the Reserve Bank again cut interest rates by a further 0.25% to 0.25%, the lowest in Australian history. On 22 March, the government announced a second stimulus package of A$66bn, increasing the amount of total financial package offered to A$89bn. This included several new measures like doubling income support for individuals on Jobseeker's allowance, granting A$100,000 to small and medium-sized businesses and A$715 million to Australian airports and airlines. It also allowed individuals affected by the outbreak to access up to A$10,000 of their superannuation during 2019–2020 and also being able to take an additional same amount for the next year. on the same day Victorian Premier Daniel Andrews announced on 22 March that the state will bring the school holiday forwards to 24 March from 27 March. On 30 March, the Australian Federal Government announced a $130 billion "JobKeeper" wage subsidy program offering to pay employers up to $1500 a fortnight per full-time, part-time or casual employee that has worked for that business for over a year. For a business to be eligible, they must have lost 30% of turnover after 1 March of annual revenue up to and including $1 billion. For businesses with a revenue of over $1 billion, turnover must have decreased by 50%. Businesses are then required by law to pay the subsidy to their staff, in lieu of their usual wages. This response came after the enormous job losses seen just a week prior when an estimated 1 million Australians lost their jobs. This massive loss in jobs caused the myGov website to crash and lines out of Centrelink offices to run hundreds of metres long.The program was backdated to 1 March, to aim at reemploying the many people who had just lost their jobs in the weeks before. Businesses would receive the JobKeeper subsidy for six months.Colour photographs of furniture placed for social distancing in the Federation University E.J Barker Library during the Covid-19 Pandemic. The next day the library was closed all except staff.covid-19, corona virus, pandemic, library, e.j. barker library, mt helen library

On 12 January, the World Health Organization (WHO) confirmed that a novel coronavirus was the cause of a respiratory illness in a cluster of people in Wuhan City, Hubei Province, China, who had initially come to the attention of the WHO on 31 December 2019. On 3 March, the Reserve Bank of Australia became the first central bank to cut interest rates in response to the outbreak. Official interest rates were cut by 0.25% (25 base points) to a record low of 0.5%. On 12 March, the Federal Government announced a A$17.6 billion stimulus package, the first since the 2008 GFC. he package consists of multiple parts, a one-off A$750 payment to around 6.5 million welfare recipients as early as 31 March 2020, small business assistance with 700,000 grants up to $25,000 and a 50% wage subsidy for 120,000 apprenticies or trainees for up to 9 months, 1 billion to support economically impacted sectors, regions and communities, and $700 million to increase tax write off and $3.2 billion to support short-term small and medium-sized business investment. On 16 March, Premier Dan Andrews and Minister for Health Jenny Mikakos declared a state of emergency for Victoria for at least four weeks. On 19 March, the Reserve Bank again cut interest rates by a further 0.25% to 0.25%, the lowest in Australian history. On 22 March, the government announced a second stimulus package of A$66bn, increasing the amount of total financial package offered to A$89bn. This included several new measures like doubling income support for individuals on Jobseeker's allowance, granting A$100,000 to small and medium-sized businesses and A$715 million to Australian airports and airlines. It also allowed individuals affected by the outbreak to access up to A$10,000 of their superannuation during 2019–2020 and also being able to take an additional same amount for the next year. on the same day Victorian Premier Daniel Andrews announced on 22 March that the state will bring the school holiday forwards to 24 March from 27 March. On 30 March, the Australian Federal Government announced a $130 billion "JobKeeper" wage subsidy program offering to pay employers up to $1500 a fortnight per full-time, part-time or casual employee that has worked for that business for over a year. For a business to be eligible, they must have lost 30% of turnover after 1 March of annual revenue up to and including $1 billion. For businesses with a revenue of over $1 billion, turnover must have decreased by 50%. Businesses are then required by law to pay the subsidy to their staff, in lieu of their usual wages. This response came after the enormous job losses seen just a week prior when an estimated 1 million Australians lost their jobs. This massive loss in jobs caused the myGov website to crash and lines out of Centrelink offices to run hundreds of metres long.The program was backdated to 1 March, to aim at reemploying the many people who had just lost their jobs in the weeks before. Businesses would receive the JobKeeper subsidy for six months. * On 12 April 2020 Victorian Premier Daniel Andrews Extended the State of Emergency until midnight on May 11. On this day the world has 1,604,900 cases of coronavirus, with 95,738 deaths. America has 468,887 cases of covid19, with 1,900 Americans dying in the last 24 hours. The UK has 65,077 cases. 881 people died in the last 24 hours. Australia has 6,292 cases. 58 people have died to date.Colour photographs of Ballarat's usually very busy Dana Street during Covid-19 Social Isoliation. The photographs were taken at 4.00pm. dana street, ballarat, covid19, corona virus, pandemic, state of emergency

On 12 January, the World Health Organization (WHO) confirmed that a novel coronavirus was the cause of a respiratory illness in a cluster of people in Wuhan City, Hubei Province, China, who had initially come to the attention of the WHO on 31 December 2019. On 3 March, the Reserve Bank of Australia became the first central bank to cut interest rates in response to the outbreak. Official interest rates were cut by 0.25% (25 base points) to a record low of 0.5%. On 12 March, the Federal Government announced a A$17.6 billion stimulus package, the first since the 2008 GFC. he package consists of multiple parts, a one-off A$750 payment to around 6.5 million welfare recipients as early as 31 March 2020, small business assistance with 700,000 grants up to $25,000 and a 50% wage subsidy for 120,000 apprenticies or trainees for up to 9 months, 1 billion to support economically impacted sectors, regions and communities, and $700 million to increase tax write off and $3.2 billion to support short-term small and medium-sized business investment. On 16 March, Premier Dan Andrews and Minister for Health Jenny Mikakos declared a state of emergency for Victoria for at least four weeks. On 19 March, the Reserve Bank again cut interest rates by a further 0.25% to 0.25%, the lowest in Australian history. On 22 March, the government announced a second stimulus package of A$66bn, increasing the amount of total financial package offered to A$89bn. This included several new measures like doubling income support for individuals on Jobseeker's allowance, granting A$100,000 to small and medium-sized businesses and A$715 million to Australian airports and airlines. It also allowed individuals affected by the outbreak to access up to A$10,000 of their superannuation during 2019–2020 and also being able to take an additional same amount for the next year. on the same day Victorian Premier Daniel Andrews announced on 22 March that the state will bring the school holiday forwards to 24 March from 27 March. On 30 March, the Australian Federal Government announced a $130 billion "JobKeeper" wage subsidy program offering to pay employers up to $1500 a fortnight per full-time, part-time or casual employee that has worked for that business for over a year. For a business to be eligible, they must have lost 30% of turnover after 1 March of annual revenue up to and including $1 billion. For businesses with a revenue of over $1 billion, turnover must have decreased by 50%. Businesses are then required by law to pay the subsidy to their staff, in lieu of their usual wages. This response came after the enormous job losses seen just a week prior when an estimated 1 million Australians lost their jobs. This massive loss in jobs caused the myGov website to crash and lines out of Centrelink offices to run hundreds of metres long.The program was backdated to 1 March, to aim at reemploying the many people who had just lost their jobs in the weeks before. Businesses would receive the JobKeeper subsidy for six months. * On 12 April 2020 Victorian Premier Daniel Andrews Extended the State of Emergency until midnight on May 11. On this day the world has 1,604,900 cases of coronavirus, with 95,738 deaths. America has 468,887 cases of covid19, with 1,900 Americans dying in the last 24 hours. The UK has 65,077 cases. 881 people died in the last 24 hours. Australia has 6,292 cases. 58 people have died to date.Colour photographs of Ballarat's usually very busy Eyre Street during Covid-19 Social Isoliation. The photographs were taken at 4.00pm. ballarat, covid19, corona virus, pandemic, state of emergency, eyre street

On 12 January, the World Health Organization (WHO) confirmed that a novel coronavirus was the cause of a respiratory illness in a cluster of people in Wuhan City, Hubei Province, China, who had initially come to the attention of the WHO on 31 December 2019. On 3 March, the Reserve Bank of Australia became the first central bank to cut interest rates in response to the outbreak. Official interest rates were cut by 0.25% (25 base points) to a record low of 0.5%. On 12 March, the Federal Government announced a A$17.6 billion stimulus package, the first since the 2008 GFC. he package consists of multiple parts, a one-off A$750 payment to around 6.5 million welfare recipients as early as 31 March 2020, small business assistance with 700,000 grants up to $25,000 and a 50% wage subsidy for 120,000 apprenticies or trainees for up to 9 months, 1 billion to support economically impacted sectors, regions and communities, and $700 million to increase tax write off and $3.2 billion to support short-term small and medium-sized business investment. On 16 March, Premier Dan Andrews and Minister for Health Jenny Mikakos declared a state of emergency for Victoria for at least four weeks. On 19 March, the Reserve Bank again cut interest rates by a further 0.25% to 0.25%, the lowest in Australian history. On 22 March, the government announced a second stimulus package of A$66bn, increasing the amount of total financial package offered to A$89bn. This included several new measures like doubling income support for individuals on Jobseeker's allowance, granting A$100,000 to small and medium-sized businesses and A$715 million to Australian airports and airlines. It also allowed individuals affected by the outbreak to access up to A$10,000 of their superannuation during 2019–2020 and also being able to take an additional same amount for the next year. on the same day Victorian Premier Daniel Andrews announced on 22 March that the state will bring the school holiday forwards to 24 March from 27 March. On 30 March, the Australian Federal Government announced a $130 billion "JobKeeper" wage subsidy program offering to pay employers up to $1500 a fortnight per full-time, part-time or casual employee that has worked for that business for over a year. For a business to be eligible, they must have lost 30% of turnover after 1 March of annual revenue up to and including $1 billion. For businesses with a revenue of over $1 billion, turnover must have decreased by 50%. Businesses are then required by law to pay the subsidy to their staff, in lieu of their usual wages. This response came after the enormous job losses seen just a week prior when an estimated 1 million Australians lost their jobs. This massive loss in jobs caused the myGov website to crash and lines out of Centrelink offices to run hundreds of metres long.The program was backdated to 1 March, to aim at reemploying the many people who had just lost their jobs in the weeks before. Businesses would receive the JobKeeper subsidy for six months. On 2 April, the number of cases in Victoria exceeded 1,000, including over 100 healthcare workers. On 5 April, New South Wales Police launched a criminal investigation into whether the operator of Ruby Princess, Carnival Australia, broke the Biosecurity Act 2015 (Cwth) and New South Wales state laws, by deliberately concealing COVID-19 cases. On 6 April, the Department of Health revealed that 2,432 people recovered from the infection as the federal government started reporting recovery statistics. This is more than a third from the official number reported so far, Deputy Chief Medical Officer Professor Paul Kelly stating, "I think it is important. Firstly it really reinforces that message, which is a true one, that most people who get this disease do recover”. The day before, at 3pm, it was announced that 2,315 of the 5,687 confirmed coronavirus cases had recovered. May 2020 - An outbreak in Victoria at a meatworks that was later revealed to be Cedar Meats was announced on 02 May with eight cases. By 8 May, the cluster of cases linked to Cedar Meats in Victoria was 71, consisting of at least 57 workers and 13 close contacts, including a nurse, aged care worker and high school student. The number had increased to 75 by 9 May, 88 by 13 May, and 90 by 14 May. On 9 May, two Victorian cases were announced to be related to McDonald's Fawkner. By 18 May, this had increased to 12 cases, and on that day it was revealed that a delivery driver had tested positive, prompting the closing for cleaning of 12 more McDonald's locations: Melton East, Laverton North, Yallambie, Taylors Lakes, Campbellfield, Sunbury, Hoppers Crossing, Riverdale Village, Sandown, Calder Highway Northbound/Outbound, Calder Highway Southbound/Inbound, and BP Rockbank Service Centre Outbound. On 15 May, South Australia became the second jurisdiction, after the ACT, to be free of any active cases, however on 26 May, a woman returning from overseas who was granted exemption into South Australia from her hotel quarantine in Victoria tested positive for COVID-19. This was the first new case in 19 days for the state.[101] On 4 June, it was announced that the woman had recovered and the state was free of any active cases once again.[102] On 17 May, Victoria announced two further business sites had been shut down due to a suspected case at each. Domino's Pizza in Fairfield has been shut for two weeks, and mattress manufacturer The Comfort Group in Deer Park was closed from Friday 15 May to at least Wednesday 20 May. On 6 June, both New South Wales and Victoria reported no new cases for the previous 24 hours, with only Queensland and Western Australia reporting one new case each, the lowest national total since February. Western Australia also announced two old cases. However, the new case in Queensland was linked to the Rydges on Swanston cluster in Melbourne when a man who travelled from Melbourne to Brisbane on Virgin flight VA313 on 1 June tested positive.Colour photographs of an ANZAC dawn remembrance from Armstrong Street South, Ballarat looking East towards Mount Warrenheip. Due to the Covid-19 Pandemic and associated social distancing requirements regular ANZAC Day services and marches could not be held. People were encouraged to remember from their driveways at dawn on 25 April 2020. covid-19, corona virus, pandemic, social distancing, anzac day driveway remembrance, dawn, australian flag, mount warrenheip

On 12 January, the World Health Organization (WHO) confirmed that a novel coronavirus was the cause of a respiratory illness in a cluster of people in Wuhan City, Hubei Province, China, who had initially come to the attention of the WHO on 31 December 2019. On 3 March, the Reserve Bank of Australia became the first central bank to cut interest rates in response to the outbreak. Official interest rates were cut by 0.25% (25 base points) to a record low of 0.5%. On 12 March, the Federal Government announced a A$17.6 billion stimulus package, the first since the 2008 GFC. he package consists of multiple parts, a one-off A$750 payment to around 6.5 million welfare recipients as early as 31 March 2020, small business assistance with 700,000 grants up to $25,000 and a 50% wage subsidy for 120,000 apprenticies or trainees for up to 9 months, 1 billion to support economically impacted sectors, regions and communities, and $700 million to increase tax write off and $3.2 billion to support short-term small and medium-sized business investment. On 16 March, Premier Dan Andrews and Minister for Health Jenny Mikakos declared a state of emergency for Victoria for at least four weeks. On 19 March, the Reserve Bank again cut interest rates by a further 0.25% to 0.25%, the lowest in Australian history. On 22 March, the government announced a second stimulus package of A$66bn, increasing the amount of total financial package offered to A$89bn. This included several new measures like doubling income support for individuals on Jobseeker's allowance, granting A$100,000 to small and medium-sized businesses and A$715 million to Australian airports and airlines. It also allowed individuals affected by the outbreak to access up to A$10,000 of their superannuation during 2019–2020 and also being able to take an additional same amount for the next year. on the same day Victorian Premier Daniel Andrews announced on 22 March that the state will bring the school holiday forwards to 24 March from 27 March. On 30 March, the Australian Federal Government announced a $130 billion "JobKeeper" wage subsidy program offering to pay employers up to $1500 a fortnight per full-time, part-time or casual employee that has worked for that business for over a year. For a business to be eligible, they must have lost 30% of turnover after 1 March of annual revenue up to and including $1 billion. For businesses with a revenue of over $1 billion, turnover must have decreased by 50%. Businesses are then required by law to pay the subsidy to their staff, in lieu of their usual wages. This response came after the enormous job losses seen just a week prior when an estimated 1 million Australians lost their jobs. This massive loss in jobs caused the myGov website to crash and lines out of Centrelink offices to run hundreds of metres long.The program was backdated to 1 March, to aim at reemploying the many people who had just lost their jobs in the weeks before. Businesses would receive the JobKeeper subsidy for six months. On 2 April, the number of cases in Victoria exceeded 1,000, including over 100 healthcare workers. On 5 April, New South Wales Police launched a criminal investigation into whether the operator of Ruby Princess, Carnival Australia, broke the Biosecurity Act 2015 (Cwth) and New South Wales state laws, by deliberately concealing COVID-19 cases. On 6 April, the Department of Health revealed that 2,432 people recovered from the infection as the federal government started reporting recovery statistics. This is more than a third from the official number reported so far, Deputy Chief Medical Officer Professor Paul Kelly stating, "I think it is important. Firstly it really reinforces that message, which is a true one, that most people who get this disease do recover”. The day before, at 3pm, it was announced that 2,315 of the 5,687 confirmed coronavirus cases had recovered. May 2020 - An outbreak in Victoria at a meatworks that was later revealed to be Cedar Meats was announced on 02 May with eight cases. By 8 May, the cluster of cases linked to Cedar Meats in Victoria was 71, consisting of at least 57 workers and 13 close contacts, including a nurse, aged care worker and high school student. The number had increased to 75 by 9 May, 88 by 13 May, and 90 by 14 May. On 9 May, two Victorian cases were announced to be related to McDonald's Fawkner. By 18 May, this had increased to 12 cases, and on that day it was revealed that a delivery driver had tested positive, prompting the closing for cleaning of 12 more McDonald's locations: Melton East, Laverton North, Yallambie, Taylors Lakes, Campbellfield, Sunbury, Hoppers Crossing, Riverdale Village, Sandown, Calder Highway Northbound/Outbound, Calder Highway Southbound/Inbound, and BP Rockbank Service Centre Outbound. On 15 May, South Australia became the second jurisdiction, after the ACT, to be free of any active cases, however on 26 May, a woman returning from overseas who was granted exemption into South Australia from her hotel quarantine in Victoria tested positive for COVID-19. This was the first new case in 19 days for the state.[101] On 4 June, it was announced that the woman had recovered and the state was free of any active cases once again.[102] On 17 May, Victoria announced two further business sites had been shut down due to a suspected case at each. Domino's Pizza in Fairfield has been shut for two weeks, and mattress manufacturer The Comfort Group in Deer Park was closed from Friday 15 May to at least Wednesday 20 May. On 6 June, both New South Wales and Victoria reported no new cases for the previous 24 hours, with only Queensland and Western Australia reporting one new case each, the lowest national total since February. Western Australia also announced two old cases. However, the new case in Queensland was linked to the Rydges on Swanston cluster in Melbourne when a man who travelled from Melbourne to Brisbane on Virgin flight VA313 on 1 June tested positive.Colour photographs of closure signs on the E.J Tippett Library due to the Covid-19 Pandemic and associated lock down and social distancing requirements.covid-19, corona virus, pandemic, social distancing, ballarat school of mines, e.j. tippett library, lock down

On 12 January, the World Health Organization (WHO) confirmed that a novel coronavirus was the cause of a respiratory illness in a cluster of people in Wuhan City, Hubei Province, China, who had initially come to the attention of the WHO on 31 December 2019. On 3 March, the Reserve Bank of Australia became the first central bank to cut interest rates in response to the outbreak. Official interest rates were cut by 0.25% (25 base points) to a record low of 0.5%. On 12 March, the Federal Government announced a A$17.6 billion stimulus package, the first since the 2008 GFC. he package consists of multiple parts, a one-off A$750 payment to around 6.5 million welfare recipients as early as 31 March 2020, small business assistance with 700,000 grants up to $25,000 and a 50% wage subsidy for 120,000 apprenticies or trainees for up to 9 months, 1 billion to support economically impacted sectors, regions and communities, and $700 million to increase tax write off and $3.2 billion to support short-term small and medium-sized business investment. On 16 March, Premier Dan Andrews and Minister for Health Jenny Mikakos declared a state of emergency for Victoria for at least four weeks. On 19 March, the Reserve Bank again cut interest rates by a further 0.25% to 0.25%, the lowest in Australian history. On 22 March, the government announced a second stimulus package of A$66bn, increasing the amount of total financial package offered to A$89bn. This included several new measures like doubling income support for individuals on Jobseeker's allowance, granting A$100,000 to small and medium-sized businesses and A$715 million to Australian airports and airlines. It also allowed individuals affected by the outbreak to access up to A$10,000 of their superannuation during 2019–2020 and also being able to take an additional same amount for the next year. on the same day Victorian Premier Daniel Andrews announced on 22 March that the state will bring the school holiday forwards to 24 March from 27 March. On 30 March, the Australian Federal Government announced a $130 billion "JobKeeper" wage subsidy program offering to pay employers up to $1500 a fortnight per full-time, part-time or casual employee that has worked for that business for over a year. For a business to be eligible, they must have lost 30% of turnover after 1 March of annual revenue up to and including $1 billion. For businesses with a revenue of over $1 billion, turnover must have decreased by 50%. Businesses are then required by law to pay the subsidy to their staff, in lieu of their usual wages. This response came after the enormous job losses seen just a week prior when an estimated 1 million Australians lost their jobs. This massive loss in jobs caused the myGov website to crash and lines out of Centrelink offices to run hundreds of metres long.The program was backdated to 1 March, to aim at reemploying the many people who had just lost their jobs in the weeks before. Businesses would receive the JobKeeper subsidy for six months. On 2 April, the number of cases in Victoria exceeded 1,000, including over 100 healthcare workers. On 5 April, New South Wales Police launched a criminal investigation into whether the operator of Ruby Princess, Carnival Australia, broke the Biosecurity Act 2015 (Cwth) and New South Wales state laws, by deliberately concealing COVID-19 cases. On 6 April, the Department of Health revealed that 2,432 people recovered from the infection as the federal government started reporting recovery statistics. This is more than a third from the official number reported so far, Deputy Chief Medical Officer Professor Paul Kelly stating, "I think it is important. Firstly it really reinforces that message, which is a true one, that most people who get this disease do recover”. The day before, at 3pm, it was announced that 2,315 of the 5,687 confirmed coronavirus cases had recovered. May 2020 - An outbreak in Victoria at a meatworks that was later revealed to be Cedar Meats was announced on 02 May with eight cases. By 8 May, the cluster of cases linked to Cedar Meats in Victoria was 71, consisting of at least 57 workers and 13 close contacts, including a nurse, aged care worker and high school student. The number had increased to 75 by 9 May, 88 by 13 May, and 90 by 14 May. On 9 May, two Victorian cases were announced to be related to McDonald's Fawkner. By 18 May, this had increased to 12 cases, and on that day it was revealed that a delivery driver had tested positive, prompting the closing for cleaning of 12 more McDonald's locations: Melton East, Laverton North, Yallambie, Taylors Lakes, Campbellfield, Sunbury, Hoppers Crossing, Riverdale Village, Sandown, Calder Highway Northbound/Outbound, Calder Highway Southbound/Inbound, and BP Rockbank Service Centre Outbound. On 15 May, South Australia became the second jurisdiction, after the ACT, to be free of any active cases, however on 26 May, a woman returning from overseas who was granted exemption into South Australia from her hotel quarantine in Victoria tested positive for COVID-19. This was the first new case in 19 days for the state.[101] On 4 June, it was announced that the woman had recovered and the state was free of any active cases once again.[102] On 17 May, Victoria announced two further business sites had been shut down due to a suspected case at each. Domino's Pizza in Fairfield has been shut for two weeks, and mattress manufacturer The Comfort Group in Deer Park was closed from Friday 15 May to at least Wednesday 20 May. On 6 June, both New South Wales and Victoria reported no new cases for the previous 24 hours, with only Queensland and Western Australia reporting one new case each, the lowest national total since February. Western Australia also announced two old cases. However, the new case in Queensland was linked to the Rydges on Swanston cluster in Melbourne when a man who travelled from Melbourne to Brisbane on Virgin flight VA313 on 1 June tested positive.Colour photographs of closure signs on the E.J Tippett Library due to the Covid-19 Pandemic and associated lock down and social distancing requirements.covid-19, corona virus, pandemic, social distancing, ballarat school of mines, e.j. tippett library, lock down

‘The Fading Dream of Australian Home Ownership’ was made by Judy Turner in 1989 for her son Nicholas (then 14 years) after a family discussion about mortgages and rising interest rates (17% at the time), out of concern for his generation. “Perhaps this will keep my son warm when he can’t afford a house”, wrote Judy at the time. As a quilting teacher for over thirty years, Judy was well aware of the ‘wagga’ tradition of making do with what you have and reusing resources to make something useful. The quilt was made using approximately 270 different men’s woollen suiting samples. The fabrics in the quilt were a gift from Micheal Haze who was a travelling men’s ware salesman and friend of the artist’s late husband. The suiting samples were used just as they were, without cutting, and are stacked liked house bricks. The pieces have been machine pieced and tied. The quilt has woollen backing, with no batting. Judy’s son Nicholas, always interested in drawing, and keen to see what his mother was making, helped with the drawing and design of the house. The quilt has been exhibited in Canberra, Armidale and Sydney and featured in publications in Australian and Japan. Judy’s work has been exhibited Nationally and Internationally, including in Japan, Korea, Germany, Switzerland and the United States of America. Judy’s work has featured extensively in publications around the world, and has received many awards. Her work is held in public and private collections across Australia and the USA. As well as a successful career as an artist, Judy spent three decades imparting skills to the next generation as a patient and skilled teacher. ARTIST STATEMENT The medium of my artistic practice is quilt making and my focus is the use of colour and speedy, accurate and efficient methods of making successful quilts. In 1995 I developed an original technique of applying woollen yarn to a woollen background, focusing on the subtle blending of colour to express an idea. Author of Awash With Colour (1997) and co-author with Margaret Rolfe of Successful Scrap Quilts (2002).Folio page depicting three items attached to a black card background. One item is a title written in black ink on white background, another is a photograph of a quilt, the third shows a hand drawn sketch of a house with a verandah.Front: [handwritten] 95 / Judy Turner / The fading dream of / Australian Home Ownership. / Initial sketch while / deciding how to depict / the Fading Dream of / Australian Home Ownership.quilt, wagga, home, house, housing affordability, design

‘The Fading Dream of Australian Home Ownership’ was made by Judy Turner in 1989 for her son Nicholas (then 14 years) after a family discussion about mortgages and rising interest rates (17% at the time), out of concern for his generation. “Perhaps this will keep my son warm when he can’t afford a house”, wrote Judy at the time. As a quilting teacher for over thirty years, Judy was well aware of the ‘wagga’ tradition of making do with what you have and reusing resources to make something useful. The quilt was made using approximately 270 different men’s woollen suiting samples. The fabrics in the quilt were a gift from Micheal Haze who was a travelling men’s ware salesman and friend of the artist’s late husband. The suiting samples were used just as they were, without cutting, and are stacked liked house bricks. The pieces have been machine pieced and tied. The quilt has woollen backing, with no batting. Judy’s son Nicholas, always interested in drawing, and keen to see what his mother was making, helped with the drawing and design of the house. The quilt has been exhibited in Canberra, Armidale and Sydney and featured in publications in Australian and Japan. Judy’s work has been exhibited Nationally and Internationally, including in Japan, Korea, Germany, Switzerland and the United States of America. Judy’s work has featured extensively in publications around the world, and has received many awards. Her work is held in public and private collections across Australia and the USA. As well as a successful career as an artist, Judy spent three decades imparting skills to the next generation as a patient and skilled teacher. ARTIST STATEMENT The medium of my artistic practice is quilt making and my focus is the use of colour and speedy, accurate and efficient methods of making successful quilts. In 1995 I developed an original technique of applying woollen yarn to a woollen background, focusing on the subtle blending of colour to express an idea. Author of Awash With Colour (1997) and co-author with Margaret Rolfe of Successful Scrap Quilts (2002).Quilt featuring block pieces in tones of grey, blue, tan and brown, graduating in light to dark tones from top to bottom. The top third features a house with a verandah.quilt, wagga, home, house, housing affordability, design

‘The Fading Dream of Australian Home Ownership’ was made by Judy Turner in 1989 for her son Nicholas (then 14 years) after a family discussion about mortgages and rising interest rates (17% at the time), out of concern for his generation. “Perhaps this will keep my son warm when he can’t afford a house”, wrote Judy at the time. As a quilting teacher for over thirty years, Judy was well aware of the ‘wagga’ tradition of making do with what you have and reusing resources to make something useful. The quilt was made using approximately 270 different men’s woollen suiting samples. The fabrics in the quilt were a gift from Micheal Haze who was a travelling men’s ware salesman and friend of the artist’s late husband. The suiting samples were used just as they were, without cutting, and are stacked liked house bricks. The pieces have been machine pieced and tied. The quilt has woollen backing, with no batting. Judy’s son Nicholas, always interested in drawing, and keen to see what his mother was making, helped with the drawing and design of the house. The quilt has been exhibited in Canberra, Armidale and Sydney and featured in publications in Australian and Japan. Judy’s work has been exhibited Nationally and Internationally, including in Japan, Korea, Germany, Switzerland and the United States of America. Judy’s work has featured extensively in publications around the world, and has received many awards. Her work is held in public and private collections across Australia and the USA. As well as a successful career as an artist, Judy spent three decades imparting skills to the next generation as a patient and skilled teacher. ARTIST STATEMENT The medium of my artistic practice is quilt making and my focus is the use of colour and speedy, accurate and efficient methods of making successful quilts. In 1995 I developed an original technique of applying woollen yarn to a woollen background, focusing on the subtle blending of colour to express an idea. Author of Awash With Colour (1997) and co-author with Margaret Rolfe of Successful Scrap Quilts (2002).Folio page depicting three items attached to a black card background. One item is a red, blue, black and white textile sample, another is a hand drawn sketch of a house, the third shows hand written text on lined paper in black ink.Front: [handwritten] Final / design / for housequilt, wagga, home, house, housing affordability, design

‘The Fading Dream of Australian Home Ownership’ was made by Judy Turner in 1989 for her son Nicholas (then 14 years) after a family discussion about mortgages and rising interest rates (17% at the time), out of concern for his generation. “Perhaps this will keep my son warm when he can’t afford a house”, wrote Judy at the time. As a quilting teacher for over thirty years, Judy was well aware of the ‘wagga’ tradition of making do with what you have and reusing resources to make something useful. The quilt was made using approximately 270 different men’s woollen suiting samples. The fabrics in the quilt were a gift from Micheal Haze who was a travelling men’s ware salesman and friend of the artist’s late husband. The suiting samples were used just as they were, without cutting, and are stacked liked house bricks. The pieces have been machine pieced and tied. The quilt has woollen backing, with no batting. Judy’s son Nicholas, always interested in drawing, and keen to see what his mother was making, helped with the drawing and design of the house. The quilt has been exhibited in Canberra, Armidale and Sydney and featured in publications in Australian and Japan. Judy’s work has been exhibited Nationally and Internationally, including in Japan, Korea, Germany, Switzerland and the United States of America. Judy’s work has featured extensively in publications around the world, and has received many awards. Her work is held in public and private collections across Australia and the USA. As well as a successful career as an artist, Judy spent three decades imparting skills to the next generation as a patient and skilled teacher. ARTIST STATEMENT The medium of my artistic practice is quilt making and my focus is the use of colour and speedy, accurate and efficient methods of making successful quilts. In 1995 I developed an original technique of applying woollen yarn to a woollen background, focusing on the subtle blending of colour to express an idea. Author of Awash With Colour (1997) and co-author with Margaret Rolfe of Successful Scrap Quilts (2002).Two typed letters held together with a staple. The first letter has a grey printed letter head which includes a logo of a person with wings holding a heart.[printed] PATCHWORK QUILT TSUSHINquilt, wagga, home, house, housing affordability, design

On 12 January, the World Health Organization (WHO) confirmed that a novel coronavirus was the cause of a respiratory illness in a cluster of people in Wuhan City, Hubei Province, China, who had initially come to the attention of the WHO on 31 December 2019. On 3 March, the Reserve Bank of Australia became the first central bank to cut interest rates in response to the outbreak. Official interest rates were cut by 0.25% (25 base points) to a record low of 0.5%. On 12 March, the Federal Government announced a A$17.6 billion stimulus package, the first since the 2008 GFC. he package consists of multiple parts, a one-off A$750 payment to around 6.5 million welfare recipients as early as 31 March 2020, small business assistance with 700,000 grants up to $25,000 and a 50% wage subsidy for 120,000 apprenticies or trainees for up to 9 months, 1 billion to support economically impacted sectors, regions and communities, and $700 million to increase tax write off and $3.2 billion to support short-term small and medium-sized business investment. On 16 March, Premier Dan Andrews and Minister for Health Jenny Mikakos declared a state of emergency for Victoria for at least four weeks. On 19 March, the Reserve Bank again cut interest rates by a further 0.25% to 0.25%, the lowest in Australian history. On 22 March, the government announced a second stimulus package of A$66bn, increasing the amount of total financial package offered to A$89bn. This included several new measures like doubling income support for individuals on Jobseeker's allowance, granting A$100,000 to small and medium-sized businesses and A$715 million to Australian airports and airlines. It also allowed individuals affected by the outbreak to access up to A$10,000 of their superannuation during 2019–2020 and also being able to take an additional same amount for the next year. on the same day Victorian Premier Daniel Andrews announced on 22 March that the state will bring the school holiday forwards to 24 March from 27 March. On 30 March, the Australian Federal Government announced a $130 billion "JobKeeper" wage subsidy program offering to pay employers up to $1500 a fortnight per full-time, part-time or casual employee that has worked for that business for over a year. For a business to be eligible, they must have lost 30% of turnover after 1 March of annual revenue up to and including $1 billion. For businesses with a revenue of over $1 billion, turnover must have decreased by 50%. Businesses are then required by law to pay the subsidy to their staff, in lieu of their usual wages. This response came after the enormous job losses seen just a week prior when an estimated 1 million Australians lost their jobs. This massive loss in jobs caused the myGov website to crash and lines out of Centrelink offices to run hundreds of metres long.The program was backdated to 1 March, to aim at reemploying the many people who had just lost their jobs in the weeks before. Businesses would receive the JobKeeper subsidy for six months. Victoria's "Second Wave" from Ballarat Courier, 05 August 2020 Wednesday, August 5: 725 cases, 15 deaths. A record figure reached yet again. Tuesday, August 4: 439 cases, 11 deaths. New fines introduced for COVID-infected people who aren't home. Monday, August 3: 429 cases, 13 deaths. Premier details mass industry shutdowns in Melbourne. Sunday, August 2: 671 cases, seven deaths as harsh new statewide lockdowns are announced Saturday, August 1: 397 new cases, three deaths Friday, July 31: 627 new cases, eight deaths. Premier says one in four Covid cases not home when checked. Thursday July 30: 723 cases, 13 deaths. Just when it was looking promising, alarming new record set. Wednesday July 29: 295 new cases, nine deaths as new cases drop below 300 for first time in nine days Tuesday July 28: 380 new cases, six deaths as aged care outbreaks continue to climb Monday July 27: 532 new cases as daily cases hits 500 for first time, six deaths Sunday July 26: 459 new cases as double-digit death toll is recorded for first time with 10 deaths Saturday July 25: 357 new cases, five new deaths Friday July 24: 300 cases, six deaths, ADF role expanded to help with contact tracing. Thursday July 23 - 403 cases, five deaths, worst day for fatalities in any state, masks now mandatory Wednesday July 22 - 484 cases, two deaths Tuesday July 21 - 374 cases, three deaths Monday July 20 - 275 cases, one death Sunday July 19 - 363 cases, three deaths, notice that masks will become mandatory in lockdown areas Saturday July 18 - 217 cases, three deaths, final Melbourne public housing tower released from hard lockdown Friday July 17 - 428 cases, three deaths Thursday July 16 - 317 cases, two deaths Wednesday July 15 - 238 cases, one death Tuesday July 14 - 270 cases, two deaths Monday July 13 - 177 cases Sunday July 12 - 273 cases, one death Saturday July 11 - 216 cases, one death Friday July 10 - 288 cases, a national daily record at the time Thursday July 9 - 165 cases, eight of nine Melbourne public housing towers released from hard lockdown Wednesday July 8 - 134 cases, new stage-three restrictions announced for metropolitan Melbourne and Mitchell Shire Tuesday July 7 - 191 cases Monday July 6 - 127 cases, two deaths, NSW border closed Sunday July 5 - 74 cases Saturday July 4 - 108 cases, immediate hard lockdown of nine Melbourne public housing towers Friday July 3 - 66 cases Thursday July 2 - 77 cases Wednesday July 1 - 73 casesColour photographs of social distancing signs during the Covid-19 Pandemic, on Chemist Warehouse in Sebastopol. On 06 April 2020 a maximum of 75 people were allowed in the chemist at one time, and those with syptoms of Covid-19 (fever, cough, shortness of breath) were asked to not enter without phone contact. Upon entering customers were directed to use hand sanitizer, and 1.5 metre markings were placed on the floor to enable legal social distancing.covid-19, corona virus, pandemic, chemist's warehouse, sebastopol, social distancing

O.F.M. was the ORDNANCE FACTORY MARIBYRNONG. Up to the end of June 1943 and at a time when the wages were about £5 ($10) to £6 ($12) per week Australia had spent £1,106,000,000 (£156 per head) on the war effort. A lot of the money was spent at home in making war necessities such as armaments, munitions, boots, clothing, and in providing special training. Significant increases in numbers occurred in the personnel employed in the fighting services, and also in the work force involved in the war effort. During the financial year 1942-1943 the war cost Australia £561,743,000 (over a billion dollars), while the Income Tax raised from individuals totalled only 16.5% of this amount. To finance the war the Australian government had previously borrowed money from the public, and from institutions such as the savings banks, friendly societies, and life assurance societies, by running three successfully subscribed Liberty Loans. The institutions had contributed considerably more money to these Liberty Loans than the public, however it can be argued that the public members of these institutions had also contributed some money indirectly. The 4th Liberty Loan which opened on 5 October 1943 and closed on 9 November 1943 was intended to raise £125,000,000, with the government aiming for 750,000 subscribers. Bonds costing £10 each could be bought on a time payment scheme. A total of £126,408,000 was raised at two different interest rates and maturity dates, however the number of subscribers had only reached 567,533. Some newspaper reports of the time indicate that the low number of subscribers was a partial failure of the loan, because spare money in the community could lead to inflation at a time when goods were in short supply. The government set target quotas on how much money should ideally be raised in a particular district, and how many subscribers should ideally take part. Often these quotas proved to be excessive. The Special Red Pennant Award as given to the No 1 FORGE O.F.M. was normally for achieving the highest per capita contribution within each particular group. What is unknown at this stage is what other entities were in the same group, or how large the group was. There were other variations of the awards such as those given to country districts, where a star was placed on the left hand corner of the pennant if the money quota was reached, while two or three stars indicated that the quota was doubled or tripled. A bar was also included on the pennant if the quota of subscribers was achieved, while two bars indicated double the quota of subscribers. The above information was sourced from Trove newspaper articles at: (1) http://nla.gov.au.nla.news-article70439716, (2) http://nla.gov.au/nla.news-article141292541, (3) http://nla.gov.au/nla.news-article11797265, (4) http://nla.gov.au/nla.news-article11788072, and from (5) http://static.awm.gov.au/images/collection/pdf/RCDIG1070158--1-.PDF (see page 580).This framed award has significance in that it serves as a historic reminder that the No 1 Forge O.F.M. and the Ordnance Factory Maribyrnong once existed within the Shire of Braybrook, and later the City of Sunshine, and that it was involved in the manufacture of ordnance for World War 2. It also serves as a historic reminder that it costs a huge amount of money for a country to be involved in a major war, and that a big contribution is required from the public to raise money and to produce goods for the war effort.Permanently sealed brown stained wood frame with a glass face. Enclosed behind the glossy glass is a triangular shaped pennant made of red felt material. The red colour appears to be somewhat faded. The inscriptions and markings on the pennant are in blue, gold, and white coloured inks.The AUSTRALIAN COAT OF ARMS diagram plus the following writing: SPECIAL AWARD / 4th LIBERTY LOAN / Oct.-Nov. 1943 / No 1 FORGE O.F.M.4th liberty loan, special award, ordnance factory maribyrnong, no 1 forge o.f.m., oct - nov 1943, red pennant

Set of 23 Notice Paper or Meeting Agendas - sent to Trust Members and others for The Melbourne Tramways Trust for period Feb. 1885 to December 1885. Printed by Ferguson and Moore for the Trust. Signed by the Secretary. Covers construction arrangements, appointments, financial, loans, debentures, legislation, arrangements with the Melbourne Tramway and Omnibus Company and other organisations including banks. Notes are the principal items shown in the Orders of the Day. Printed by Fergusson and Moore 1885-1886 1 27/2/1885 Election of Chairman and committee members. 2 6/3/1885 Finance report – payments to employees, auditor appointment and payments to suppliers. 3 20/3/1885 Finance re interest rates and commissions, calling tenders for wood blocks, screens and items for Fitzroy and Simpson’s Road lines. 4 2/4/1885 Payment to employees, custody of agreement, report on tenders and payments to suppliers. 5 17/4/1885 Commission charged by banks in London, payments of accounts, expenses reporting to Councils. 6 1/5/1885 Finance report, MTOCo seeking payment for Richmond Line, funds transferred to the Trust, works committee report – 2 million wood blocks from David Munro & Co. 7 15/5/1885 Payment of Accounts including Richmond line to MTCo, accept tender for Spencer St to Victoria Parade and Simpson’s Rd branch. 8 39/5/1885 Wages, Finance Committee, list of inspectors employed, tenders for Fitzroy line, horizontal engines, wood blocks, alterations to gas lines and employment of an architectural draftsman for engine house design. 9 12/6/1885 Finance, debentures, payments on Richmond line, considered order of construction of lines and start on plans for Sydney Road line. 10 26/6/1885 Finance, payments, issues with the City of Melbourne who holds the 4th Schedule agreement, payments to suppliers and issues with contractor supplying the screenings. 11 10/7/1885 Finance, relocation of the Burke and Wills monument, payments to suppliers. 12 24/7/1885 Wages, salaries, construction of No. 2 section of Fitzroy line. 13 7/8/1885 Purchase of land for engine houses, payments on patents, works, tenders for rope winding gear. 14 21/8/1885 Wages, supplier payments, tenders for rails and crossings. 15 4/9/1885 Wages, supplier payments, tender for Fitzroy engine house, call further tenders. 16 18/9/1885 Wages, supplier payments, tender for rope driving gear let. 17 2/10/1885 Wages, supplier payments, tender for crossing and wire rope. 18 16/10/1885 Wages, supplier payments. 19 30/10/1885 Wages, supplier payments, tender for bank loans to be called. 20 13/11/1885 Wages, supplier payments, tenders for various equipment. 21 27/11/1885 Wages, supplier payments, tender for driving gear accept, and equipment. 22 11/12/1885 Wages, supplier payments. 23 22/12/1885 Special meeting to pass salaries and contractors accounts. List of accounts passed attached. For a word version - see: \dbtext\hawthtramcoll\images\htd2002doc.doctrams, tramways, mtt, cable trams, melbourne tramways trust, construction, finances, mto co

Set of 33 Notice Paper or Meeting Agendas - sent to Trust Members and others for The Melbourne Tramways Trust for period March 1884 to Feb. 1885. Printed by Ferguson and Moore for the Trust. Signed by the Secretary. Covers construction arrangements, appointments, financial, loans, debentures, legislation, arrangements with the Melbourne Tramway and Omnibus Company and other organisations including banks. Notes are the principal items shown in the Orders of the Day. Printed by Fergusson and Moore Meeting No. Date Notes 1 14/3/1884 Appointment of Solicitor, E. G. Fitz Gibbon interim Secretary 2 21/3/1884 Appointment of Solicitors and Bankers 4 4/4/1884 Confer with MTOC and appointment of an Engineer. Signed by Hugh T. Jordan as clerk. 6 18/4/1884 Consider different routes, elect a Works Committee 7 25/4/1884 Confer with Mr. G. Duncan. 8 2/5/1884 Report from Legislative Committee, appointment of Mr. Duncan as Engineer to the Trust. 2nd copy has handwritten note regarding confirmation of the appointment. 9 9/5/1884 Consideration of amendments to the Act. 10 16/5/1884 Authorisation of borrowing of #500,00 and appointment of a Secretary. 11 23/5/1884 Finance report. 12 30/5/1884 Meet with deputation to have Lygon St line extended to Brunswick and payment of accounts. 13 6/6/1884 Applications for Secretary, and petition for Lygon St extension. 14 13/6/1884 Legislative committee report 15 20/6/1884 Advance to MTOC and assist bill through Parliament 16 27/6/1884 Works committee report. Signed by T. Hamilton as Secretary. 17 4/7/1884 Payment of accounts, including G. Duncan and office accounts. 18 11/7/1884 Construction of one line of tramway and another attempt for the Lygon St tramway again. 19 16/7/1884 Reduction of debenture interest rate to 4% and paying for cutting down of Swanston St. 20 1/8/1884 Interest fixed at 4.5%, accounts, construction of Richmond line, and meeting dates. 21 15/8/1884 Payments to MTCo re cost of original Acts. 22 29/8/1884 Sealing of Debentures to England, and accounts 23 5/9/1884 Re amendments to Bill for Tramway Act and payment for patents. 24 19/9/1884 Accounts, overhang of tramcars, completion of tramways. 25 26/9/1884 Tenders for works, finance report, payment of MTT expenses by MTOC. 26 10/10/1884 Works committee Report – copy in file – payments of accounts and recommend acceptance of Duncan’s plans and Richmond line by public tender. 27 Special 20/10/1884 Letter from MTOC re possible delays in the Bill – additional Branches bill. 28 24/10/1884 Finance – debentures now in England, appointment of H. Jordan as Treasurer and accounts. 29 7/11/1884 Works committee and accounts, purchase of cement, letter from Mr. Pyman re rejection of petition. 30 21/11/1884 Shows chairman’s name – Thomas O’Grady, approval of plans etc for the Richmond line. 31 5/12/1884 Works committee, accounts, payment to Mr. Pyman, purchase of equipment and engines for the Northern lines and appointment of an inspecting Engineer in England. Queries from England re sufficiency of the guarantee on the debentures. 32 19/12/1884 Finance Committee report – accounts. 33 9/1/1885 Finance and works – accounts, tenders for cement etc, appoint of an inspector of works, authorise plans for Brunswick, Fitzroy and Spencer St and Collingwood and Nicholson St. 34 23/1/1885 Finance and works – accounts, report on tenders. 35 6/2/1885 Committee reports, accounts, land purchase, appoint of Mr. Carruthers as inspecting Engineer in England – 1% of value of work. For a word version - see: \dbtext\hawthtramcoll\images\htd2001doc.doctrams, tramways, mtt, cable trams, melbourne tramways trust, construction, finances, mto co

Bridge over Dixons Creek Job 56FD330 June 1957 Formwork for Dixons Creek pier completed Advertising (1957, January 19). The Argus (Melbourne, Vic. : 1848 - 1957), p. 33 (Col. 9). Retrieved August 24, 2022, from http://nla.gov.au/nla.news-article71777065 SHIRE OF ELTHAM. Loan No. 27.-Notice of Intention to Borrow Sum of £ 15,000 for Permanent Works and Undertakings. - Notice is hereby given, that the Council of the Shire of Eltham proposes to borrow the sum of £15,000 on the credit of the municipal revenues of the president, councillors, and ratepayers for the said shire, such sum to be raised by the Issue of debentures in accordance with the provisions of the Local Government Acts. 1. Maximum rate of interest that may be paid is £5/10/ per cent, per annum. 2. The purposes for which the loan is to be applied are: Construction of Sanitary Conveniences at Shire Office, Council's contribution towards costs of Dixons Creek Bridge, Construction of Mt. Pleasant rd., Construction of Cherry Tree rd. 3. The period of the loan shall be 10 years. 4. Moneys borrowed will be repayable by providing out of the Municipal Fund twenty half-yearly instalments of approximately £985/1/6 each, including principal and interest on the first day of October and the first day of April during the currency of the loan. The first Instalment shall be payable on the first day of October 1957. 5. Such moneys shall be repayable at the Commercial Bank of Australia Limited, Melbourne, or at the Council's bankers for the time being in Melbourne. The plans and specifications and the estimates of the costs of the proposed works and a statement showing the proposed expenditure of the moneys to be borrowed are open for inspection at the Shire Office, Eltham. R. J. HAM. Shire Secretary.Record of various Shire of Eltham infrastructure works undertaken during the period of 1952-1962 involving bridge and road reconstruction projects, sometimes with Eltham Shire Council Project Reference numbers quoted. It was during this period that a number of significant improvements were made to roads and new bridges constructed within the shire that remain in place as of present day (2022). In many situations, the photos provide a tangible visible record of infrastructure that existed throughout the early days of the Shire. The album was put together by or under the direction of the Shire Engineer, J.A. McDonald.infrastructure, road construction, shire of eltham, bridge construction, dixons creek bridge, dixon's creek road, 1957-06

Piles being cast 1957 P. Morris on vibrator Advertising (1957, January 19). The Argus (Melbourne, Vic. : 1848 - 1957), p. 33 (Col. 9). Retrieved August 24, 2022, from http://nla.gov.au/nla.news-article71777065 SHIRE OF ELTHAM. Loan No. 27.-Notice of Intention to Borrow Sum of £ 15,000 for Permanent Works and Undertakings. - Notice is hereby given, that the Council of the Shire of Eltham proposes to borrow the sum of £15,000 on the credit of the municipal revenues of the president, councillors, and ratepayers for the said shire, such sum to be raised by the Issue of debentures in accordance with the provisions of the Local Government Acts. 1. Maximum rate of interest that may be paid is £5/10/ per cent, per annum. 2. The purposes for which the loan is to be applied are: Construction of Sanitary Conveniences at Shire Office, Council's contribution towards costs of Dixons Creek Bridge, Construction of Mt. Pleasant rd., Construction of Cherry Tree rd. 3. The period of the loan shall be 10 years. 4. Moneys borrowed will be repayable by providing out of the Municipal Fund twenty half-yearly instalments of approximately £985/1/6 each, including principal and interest on the first day of October and the first day of April during the currency of the loan. The first Instalment shall be payable on the first day of October 1957. 5. Such moneys shall be repayable at the Commercial Bank of Australia Limited, Melbourne, or at the Council's bankers for the time being in Melbourne. The plans and specifications and the estimates of the costs of the proposed works and a statement showing the proposed expenditure of the moneys to be borrowed are open for inspection at the Shire Office, Eltham. R. J. HAM. Shire Secretary.Record of various Shire of Eltham infrastructure works undertaken during the period of 1952-1962 involving bridge and road reconstruction projects, sometimes with Eltham Shire Council Project Reference numbers quoted. It was during this period that a number of significant improvements were made to roads and new bridges constructed within the shire that remain in place as of present day (2022). In many situations, the photos provide a tangible visible record of infrastructure that existed throughout the early days of the Shire. The album was put together by or under the direction of the Shire Engineer, J.A. McDonald.infrastructure, road construction, shire of eltham, bridge construction, dixons creek bridge, dixon's creek road, 1957-06, p. morris

Dixons Creek Road P. Morris – Contractor Dixons Creek (North) abutment 1957 Advertising (1957, January 19). The Argus (Melbourne, Vic. : 1848 - 1957), p. 33 (Col. 9). Retrieved August 24, 2022, from http://nla.gov.au/nla.news-article71777065 SHIRE OF ELTHAM. Loan No. 27.-Notice of Intention to Borrow Sum of £ 15,000 for Permanent Works and Undertakings. - Notice is hereby given, that the Council of the Shire of Eltham proposes to borrow the sum of £15,000 on the credit of the municipal revenues of the president, councillors, and ratepayers for the said shire, such sum to be raised by the Issue of debentures in accordance with the provisions of the Local Government Acts. 1. Maximum rate of interest that may be paid is £5/10/ per cent, per annum. 2. The purposes for which the loan is to be applied are: Construction of Sanitary Conveniences at Shire Office, Council's contribution towards costs of Dixons Creek Bridge, Construction of Mt. Pleasant rd., Construction of Cherry Tree rd. 3. The period of the loan shall be 10 years. 4. Moneys borrowed will be repayable by providing out of the Municipal Fund twenty half-yearly instalments of approximately £985/1/6 each, including principal and interest on the first day of October and the first day of April during the currency of the loan. The first Instalment shall be payable on the first day of October 1957. 5. Such moneys shall be repayable at the Commercial Bank of Australia Limited, Melbourne, or at the Council's bankers for the time being in Melbourne. The plans and specifications and the estimates of the costs of the proposed works and a statement showing the proposed expenditure of the moneys to be borrowed are open for inspection at the Shire Office, Eltham. R. J. HAM. Shire Secretary.Record of various Shire of Eltham infrastructure works undertaken during the period of 1952-1962 involving bridge and road reconstruction projects, sometimes with Eltham Shire Council Project Reference numbers quoted. It was during this period that a number of significant improvements were made to roads and new bridges constructed within the shire that remain in place as of present day (2022). In many situations, the photos provide a tangible visible record of infrastructure that existed throughout the early days of the Shire. The album was put together by or under the direction of the Shire Engineer, J.A. McDonald.infrastructure, road construction, shire of eltham, bridge construction, dixons creek bridge, dixon's creek road, 1957-06

Dixons Creek Road Bridge over Dixons Creek – 56FD330 June 1957 Dixons Creek pier forming columns and beam Advertising (1957, January 19). The Argus (Melbourne, Vic. : 1848 - 1957), p. 33 (Col. 9). Retrieved August 24, 2022, from http://nla.gov.au/nla.news-article71777065 SHIRE OF ELTHAM. Loan No. 27.-Notice of Intention to Borrow Sum of £ 15,000 for Permanent Works and Undertakings. - Notice is hereby given, that the Council of the Shire of Eltham proposes to borrow the sum of £15,000 on the credit of the municipal revenues of the president, councillors, and ratepayers for the said shire, such sum to be raised by the Issue of debentures in accordance with the provisions of the Local Government Acts. 1. Maximum rate of interest that may be paid is £5/10/ per cent, per annum. 2. The purposes for which the loan is to be applied are: Construction of Sanitary Conveniences at Shire Office, Council's contribution towards costs of Dixons Creek Bridge, Construction of Mt. Pleasant rd., Construction of Cherry Tree rd. 3. The period of the loan shall be 10 years. 4. Moneys borrowed will be repayable by providing out of the Municipal Fund twenty half-yearly instalments of approximately £985/1/6 each, including principal and interest on the first day of October and the first day of April during the currency of the loan. The first Instalment shall be payable on the first day of October 1957. 5. Such moneys shall be repayable at the Commercial Bank of Australia Limited, Melbourne, or at the Council's bankers for the time being in Melbourne. The plans and specifications and the estimates of the costs of the proposed works and a statement showing the proposed expenditure of the moneys to be borrowed are open for inspection at the Shire Office, Eltham. R. J. HAM. Shire Secretary.Record of various Shire of Eltham infrastructure works undertaken during the period of 1952-1962 involving bridge and road reconstruction projects, sometimes with Eltham Shire Council Project Reference numbers quoted. It was during this period that a number of significant improvements were made to roads and new bridges constructed within the shire that remain in place as of present day (2022). In many situations, the photos provide a tangible visible record of infrastructure that existed throughout the early days of the Shire. The album was put together by or under the direction of the Shire Engineer, J.A. McDonald.infrastructure, road construction, shire of eltham, bridge construction, dixons creek bridge, dixon's creek road, 1957-06

Thomas Bell Darling purchased 176 acres from the Toolern Creek to Ferris Road. A house and bluestone barn/stables were built. The property was owned by Ralph Parkinson, followed by Richard Manning. SUMMARY – Darlingsford – Auction 1910 Darlingsford – Auction 1910 Melton Express October FRIDAY, October 28th At Three O’Clock At the RAGLAN HOTEL, MELTON SUBDIVISIONAL SALE of the DARLINGSFORD ESTATE, MELTON. Having a long frontage to the TOOLERN CREEK. In the Estate of the late RICHARD MANNING’ W. S. KEAST and L.A. FAIRBAIRN & CO., Auctioneers (in conjunction). Have received instructions from R.F. and J.L. Robertson, executors of Richard Manning deceased to offer by Public Auction, property almost adjoining Melton township, and having a frontage to the Toolern Creek, subdivided in to four lots as under:- Lot 1. – The homestead block containing 176 acres, being portion A, section 11, parish Kororoit together with the improvements, which consist of a 6-roomed stone house, milking shed, dairy, U.G. tank. Lot 2 – 177 acres 2 rood 23 perches, being Crown portion B of section 11 parish Kororoit. This block adjoins the homestead and is partly fenced. Lot 3 – 187 acres, Crown allotment C, section 11, parish Kororoit. adjoining the above lot. Lot 4 - 157 acres 1 rood 27 perches, being Crown allotment 9, section 12, parish of Kororoit. This block is only divided from the above lots by road, and adjoining Messrs. McVean and Gaitskill’s properties. This is one of the best known properties in the Melton district as a cultivation an grazing form, and its close proximity to the township makes it a very valuable, and portion of which could be cut into township blocks and should command a ready sale. For absolute sale. Terms- one fifth cash, one fifth in eight years, balance in 7 years with interest a the rate of 4 1/2 percent. Plan on application For further particulars apply W.S. KEAST, 610 Collins street, Melbourne; and L.A. FAIRBAIRN & Co., St James-buildings, Williams street, or at Bacchus Marsh; and as to the title, Dugdale and Creber, St. James-buildings, William Street Melbourne. Express November 5, 1910 On Friday last, Mr W.S. Keast and Messrs L.A. Fairbairn & Co., in conjunction, offered at the Raglan the Manning Estate known as Darlingsford, comprising of 700 acres, divided into four lots. Lot 4 was submitted first and passed in at L8 per acre. Lot 1 was then put up and went up to L13 per acre, at which it was also passed in. Lot 3 was next offered, and there being no bid was also passed in. Lot 2 was not offered. Express March 18, 1911 The Manning Estate of Darlingsford 600 acres was sold to Mr. Ernie for an undisclosed price. Note: Map KOROROIT COUNTY OF BOURKE Crown Grant Section 11 Portion A Thomas. B. Darling 176 . 0 . 0 acres on 29.3.1853 Lot 1 Portion B A. Russell 170 . 0 . 0 acres on 29.3.1853 Lot 2 Portion C Peter Inglis 176 . 0 . 0 acres on 29.3.1853 Lot 3 Section 12 Portion 3 P. Inglis 157 . 1 . 27 acres on 17.17.1863 Total 176 170 176 157. 1.27 679 . 1.27 acres November 5th 1910 On Friday night last Mr W S Keast and Messrs L A Fairbairn & Co, in conjunction offered at the Raglan Hotel the Manning Estate known as Darlingsford, comprising of 700 acres, divided into four Lots. Lot 4 was submitted first, and was passed in at L8.0.0. per acre. Lot 1 was then put up and went to L13.0.0. per acre at which it was passed in. Lot 3 was next offered, and then Lot 3 was next offered, and then being no bid was passed in. Lot 2 was not offered. October 22nd Notice of sale. 700 acres of splendid land close to the railway station. Divided onto 4 Lots 3 of which are maiden land and the whole of the acres is chocolate soil. No 1 Lot belonged to the late Mr Ralph Parkinson, and for years was liberally supplied with manure and crushed bones, and is capable of producing many crops.. The property being sold to wind up the Estate. Gisborne Gazette Friday December 17th 1911 Mr Sharp has sold his farm at the back of the township to Mr. E Barrie; price L15/10/ per acre. Agreement between Thomas Bell Darling and Ralph Parkinsonlocal identities