Card was possibly sent by Bert Finlay to Albert [Bert] West.
Sepia photo of 4 canvas tents with trees in background. 4 men standing outside each tent. Also a bicycle and items inside tents.
Inscriptions & markings
Telegraph camp. Phillip Is. 5/12/10 With best wishes for a bright & happy Xmas 1910. From Bert F. Addressed to Mr A. West.Cowes P. O. Phillip Island